Re: hrmc / dla and motability
My mother sadly no longer here had a motability car and when she was in hospital we had the same concerns about the car and they could not be more helpul at that time and as my father drove they just immediatley added him to the insurance and classed him as an additional driver but we made sure everything was in writing to basically be on the safe side if anything happened with the car.
I think you need to contact Motability and get it in writing that you are allowed to drive that car.
* They insure via RSA and RSA do need to know if there are any additional drivers of the vehicle for insurance purposes. So you would need this in writing from Motability that you do not require to inform RSA that you are an additional driver of the motabvility vehicle.
* They do have a policy on additional drivers but in hospital circumstances its always best to be open and inform them of the circumstances they will do there best to help you but please ensure you ask for it in writing to keep you on the safe side especially with the insurance.
Here is a link to Motabilitys Website: www.motability.co.uk
On there website at the top Click Car Scheme
Look down the left side for Customer Zone and Click
Near Middle of Screen Click Nominated Drivers
That Info may be useful