Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
hi there,
i have recently started the ball rolling for reclaiming my excessive charges. over the past 5 years it amounts to nearly £5,000. which when looking closely, was 2500 in one year!!! i was only earning 800-900 p/m and the charges where 160+ per month. i was suffering from severe epilepsy would have seizures on a daily basis, and found it hard to keep on top of my finances. anyway is time went on they started offering me loans to clear the overdraft. after anouther 6-12 months give me anouther top up, until it reached 15,000 i owed them. this was an over commitement, and soon defaulted until i had to seek debt management advice.
Getting back to my original question, do i have the right to demand my charges back when i owe them money for the loan. i know it's cheeky, but don't know if i'm flogging a dead horse. any advice would be very much appreciated.
Yes you can still claim the charges are unlawful and claim then back!!!! we have another member claiming for the loan he had to take out as well due to the charges and will be worth reading the forums to find out more.
Make sure you read the FAQ's and the step by step and read as much as possible before you start the step by step will help you all the way.
Start a thread in the Barclays forum if you need any other help and keep everyone upto date on how you are doing.
Good luck
DONT FORGET TO DONATE TO THIS SITE WHEN YOU WIN THANKYOU If you dont it wont be here
Let battle commence!!!!!
All advice and opinions given by people on this site are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, please seek qualified professional legal Help.
Help With Barclays Policy
. after anouther 6-12 months give me anouther top up, until it reached 15,000 i owed them. this was an over commitement, and soon defaulted until i had to seek debt management
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