Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
little village in wales no point putting it here no-one would have heard of it
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1,476
£3 per day charges
My account with wooly is £175 overdrawn (all charges) and they are going to start charging me £3 per day on top of this for everyday I am overdrawn.
Now I cant afford to pay in £175, and I am still waiting (day 28) for all my statements so by the end of the process these £3 per day are really going to add up (even if it takes 2 months thats an extra £180).
Will I be able to claim back these £3 per day charges? After all I wouldnt be overdarwn ifthey hadnt unlawfully charged me in the first place!
KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains
HSBC £1200 - Settled in Full Cap 1 2 X £100 - Settled in Full Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order NatWest £2215.60- Settled in Full and Removed Default Natice Woolwich £3690 - Settled in Full
I'm pretty sure the £3 a day unauthorised admin charge can be claimed back alongside all the others, does it really cost the bank £3 a day plus interest to "manage" your overdraft
It's plainly another penalty charge. I intend to claim all my £3 a day charges when I finally get my statment bundle!
little village in wales no point putting it here no-one would have heard of it
Posts
1,476
Re: £3 per day charges
Ah great, the wooly definately feel like the worst bank out there with the highest charges!!!!
Allyxia
KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains
HSBC £1200 - Settled in Full Cap 1 2 X £100 - Settled in Full Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order NatWest £2215.60- Settled in Full and Removed Default Natice Woolwich £3690 - Settled in Full