Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Question £3 per day charges

    My account with wooly is £175 overdrawn (all charges) and they are going to start charging me £3 per day on top of this for everyday I am overdrawn.

    Now I cant afford to pay in £175, and I am still waiting (day 28) for all my statements so by the end of the process these £3 per day are really going to add up (even if it takes 2 months thats an extra £180).

    Will I be able to claim back these £3 per day charges? After all I wouldnt be overdarwn ifthey hadnt unlawfully charged me in the first place!

    Any advice would be grateful.

    Similar Threads:
    Allyxia
    KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
    The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

    HSBC £1200 - Settled in Full
    Cap 1 2 X £100 - Settled in Full
    Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order
    NatWest £2215.60- Settled in Full and Removed Default Natice
    Woolwich £3690 - Settled in Full

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    Default Re: £3 per day charges

    I'm pretty sure the £3 a day unauthorised adminicon charge can be claimed back alongside all the others, does it really cost the bank £3 a day plus interest to "manage" your overdrafticon

    It's plainly another penalty charge. I intend to claim all my £3 a day charges when I finally get my statment bundle!

    Mat


  3. #3
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    Default Re: £3 per day charges

    Ah great, the wooly definately feel like the worst bank out there with the highest charges!!!!

    Allyxia
    KEEP FIGHTING FOR YOUR MONEY - EVEN WHEN IT GETS TOUGH
    The Banks are somewhere which lends you an umberella when it is sunny, and takes it away when it rains

    HSBC £1200 - Settled in Full
    Cap 1 2 X £100 - Settled in Full
    Nationwide £1641 - Settled in Full inc Default and CCJ Removed by Court Order
    NatWest £2215.60- Settled in Full and Removed Default Natice
    Woolwich £3690 - Settled in Full


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE