Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Is it true that banks are charging you more if you claim and stay with them???

    I read this and wondered if it were true:

    Hey,

    I'm all for getting back charges if incurred unlawfully or incorrectly however just thought I would mention after working for a major bank until recently that the banks have a definite strategy for dealing with this.

    You may receive back dated charges however from now on be aware your account is now fair game for increasing amounts of charges (they have to recoup the money some how!!) I would advise you to swop banks.

    When you accept these charges you are effectively accepting you will not ask for any sort of refund again!


    Can anybody tell me if this is correct?

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  2. #2
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    Default Re: Is it true that banks are charging you more if you claim and stay with them???

    When you accept these charges you are effectively accepting you will not ask for any sort of refund again!


    Someone rewriting the law as they go along? Where did you find this, please? It really needs some correcting ASAP.

    Ask yourself about the nature of penalty charges. Now, using the same logic, reply to the question yourself... If it is a penalty when it's say £30, is it not going to be one when it's £40, applied to s/one who has already claimed once?

    Apologies to people who I was in the process of helping, I may be gone some time.

  3. #3
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    Default Re: Is it true that banks are charging you more if you claim and stay with them???

    Phew! I did wonder ... it was on another non-money related forum.

    Thanks for the help!


  4. #4
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    Default Re: Is it true that banks are charging you more if you claim and stay with them???

    Well, you might want to point them to this forum then!

    Apologies to people who I was in the process of helping, I may be gone some time.

  5. #5
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    Default Re: Is it true that banks are charging you more if you claim and stay with them???

    LOL Just have! Thanks again



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE