Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)

+ Reply to Thread
Results 1 to 13 of 13
  1. #1
    Basic Account Holder bleasy Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2012
    Posts
    17

    Default I have no account numbers for my old loans and credit cards can i claim ppi back

    Hi folks im looking to claim back PPIicon on some loans and credit cards but dont have the account numbers. Ive got a credit report but that only tells me the last 4 number sof the account number and the companies are wanting the full number. Can anyone help me with how i get the full numbers?


  2. #2
    Site Team rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2009
    Posts
    19,963
    Blog Entries
    1

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    Hi bleasy

    Welcome to CAG

    Send them a SARicon request as you will needs statements to work out the interest they owe you. SARicon templateicon can be found in the library. You only need to provide your name and addresses, they will provide all the data on your accounts.
    Send a SAR to each organisation.
    Have a read of 1,2 and 3 in my signatureicon.

    Welcome to Consumer Action Group

    'Challenges are what makes life interesting; overcoming them is what makes life meaningful.'
    Joshua J. Marine

    1) CLAIM BACK ALL PENALTY CHARGES CLICK HERE
    2) CLAIM BACK ALL MIS-SOLD PPI CLICK HERE
    3) COMPOUNDED CONTRACTUAL INTEREST CLICK HERE
    4) REQUEST CCA FROM CREDITOR CLICK HERE
    5) OFT- UNENFORCEABLE AGREEMENTS CLICK HERE
    6) CAREY V HSBC (2009) CLICK HERE
    7) DON'T BE BULLIED BY CREDITORS / DCA's CLICK HERE
    8) IN DEBT DON'T PANIC CLICK HERE
    9) FULL AND FINAL SETTLEMENT CLICK HERE
    10) SALE OF GOODS ACT-EDUCATE YOUR RETAILER CLICK HERE
    11) DISTANCE SELLING-EDUCATE YOR RETAILER
    CLICK HERE
    12)
    SOGA SUMMARY CLICK HERE
    13) WHICH? TEMPLATES CLICK HERE
    14) DOES YOU BANK TREAT YOU FAIRLY BCOBSCLICK HERE
    15) EVERYTHING HOUSING CLICK HERE
    16) UTILITY BACKBILLING CLICK HERE
    17) OFGEM - COMPLAINTSCLICK HERE
    18) OFCOM - COMPLAINTS CLICK HERE

    DON'T GIVE UP, THIS SITE WILL PROVIDE YOU WITH GUIDANCE AND EMPOWERMENT

    Don't forget to donate to this site

    Please let us know how your problem has been resolved, it could help fellow Caggers


    Follows
    0
    Following
    0

  3. #3
    Basic Account Holder bleasy Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2012
    Posts
    17

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    thats great thanks, how far back can u claim? i had a loan with the halifaxicon from 1998 till about 2003 can i claim on that one?


  4. #4
    Site Team rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2009
    Posts
    19,963
    Blog Entries
    1

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    Yep, but this could depend on how much info halifaxicon provide, I doubt they will provide info from that period, but if you had statements handy from that date then it wouldn't be an issue.

    Quote Originally Posted by bleasy View Post
    thats great thanks, how far back can u claim? i had a loan with the halifax from 1998 till about 2003 can i claim on that one?


    Welcome to Consumer Action Group

    'Challenges are what makes life interesting; overcoming them is what makes life meaningful.'
    Joshua J. Marine

    1) CLAIM BACK ALL PENALTY CHARGES CLICK HERE
    2) CLAIM BACK ALL MIS-SOLD PPI CLICK HERE
    3) COMPOUNDED CONTRACTUAL INTEREST CLICK HERE
    4) REQUEST CCA FROM CREDITOR CLICK HERE
    5) OFT- UNENFORCEABLE AGREEMENTS CLICK HERE
    6) CAREY V HSBC (2009) CLICK HERE
    7) DON'T BE BULLIED BY CREDITORS / DCA's CLICK HERE
    8) IN DEBT DON'T PANIC CLICK HERE
    9) FULL AND FINAL SETTLEMENT CLICK HERE
    10) SALE OF GOODS ACT-EDUCATE YOUR RETAILER CLICK HERE
    11) DISTANCE SELLING-EDUCATE YOR RETAILER
    CLICK HERE
    12)
    SOGA SUMMARY CLICK HERE
    13) WHICH? TEMPLATES CLICK HERE
    14) DOES YOU BANK TREAT YOU FAIRLY BCOBSCLICK HERE
    15) EVERYTHING HOUSING CLICK HERE
    16) UTILITY BACKBILLING CLICK HERE
    17) OFGEM - COMPLAINTSCLICK HERE
    18) OFCOM - COMPLAINTS CLICK HERE

    DON'T GIVE UP, THIS SITE WILL PROVIDE YOU WITH GUIDANCE AND EMPOWERMENT

    Don't forget to donate to this site

    Please let us know how your problem has been resolved, it could help fellow Caggers


    Follows
    0
    Following
    0

  5. #5
    Basic Account Holder bleasy Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2012
    Posts
    17

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    I have my bank statements, but no loan details on the statements


  6. #6
    Site Team rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative rebel11 Authoritative

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2009
    Posts
    19,963
    Blog Entries
    1

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    All you need are the PPIicon numbers and dates so you can put them on a spreadsheet.

    Quote Originally Posted by bleasy View Post
    I have my bank statements, but no loan details on the statements


    Welcome to Consumer Action Group

    'Challenges are what makes life interesting; overcoming them is what makes life meaningful.'
    Joshua J. Marine

    1) CLAIM BACK ALL PENALTY CHARGES CLICK HERE
    2) CLAIM BACK ALL MIS-SOLD PPI CLICK HERE
    3) COMPOUNDED CONTRACTUAL INTEREST CLICK HERE
    4) REQUEST CCA FROM CREDITOR CLICK HERE
    5) OFT- UNENFORCEABLE AGREEMENTS CLICK HERE
    6) CAREY V HSBC (2009) CLICK HERE
    7) DON'T BE BULLIED BY CREDITORS / DCA's CLICK HERE
    8) IN DEBT DON'T PANIC CLICK HERE
    9) FULL AND FINAL SETTLEMENT CLICK HERE
    10) SALE OF GOODS ACT-EDUCATE YOUR RETAILER CLICK HERE
    11) DISTANCE SELLING-EDUCATE YOR RETAILER
    CLICK HERE
    12)
    SOGA SUMMARY CLICK HERE
    13) WHICH? TEMPLATES CLICK HERE
    14) DOES YOU BANK TREAT YOU FAIRLY BCOBSCLICK HERE
    15) EVERYTHING HOUSING CLICK HERE
    16) UTILITY BACKBILLING CLICK HERE
    17) OFGEM - COMPLAINTSCLICK HERE
    18) OFCOM - COMPLAINTS CLICK HERE

    DON'T GIVE UP, THIS SITE WILL PROVIDE YOU WITH GUIDANCE AND EMPOWERMENT

    Don't forget to donate to this site

    Please let us know how your problem has been resolved, it could help fellow Caggers


    Follows
    0
    Following
    0

  7. #7
    Basic Account Holder bleasy Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2012
    Posts
    17

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    no PPIicon number im affraid only bank statements and it just says standing order - halifaxicon personal loan, so i dont think i will be able to get anywhere with it


  8. #8
    Site Team The Consumer Action Group ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21 Highly authoritative ims21's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Feb 2011
    I am in
    excellent spirits
    Posts
    25,585

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    Quote Originally Posted by bleasy View Post
    no PPIicon number im affraid only bank statements and it just says standing order - halifaxicon personal loan, so i dont think i will be able to get anywhere with it
    SARicon them and see...you never know, you might be lucky

    ims

    If I have helped you please leave me a message by clicking my star

    1. Single Premium PPI Q&A Read Here
    2. Reclaim mis-sold PPI Read Here
    3. Reclaim Loan & Credit Card Charges Read Here
    4. The CAG Interest Tutorial Read Here
    5. Feel Bullied by Creditors or Debt Collectors? Read Here
    6. Staying Calm About Debt Read Here
    7. Thinking of a Full & Final Settlement? Read Here

    How To Upload Documents To Cag Instructions


    I DON'T GIVE ADVICE BY PM BUT IF YOU SEND ME A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER HELP THERE



    Private message facilities are offered for users to communicate issues that are perhaps inappropriate for posting on the main forum. Site rules explain this in more detail.

    If you receive a private message which you consider abusive, derogatory or otherwise inappropriate, whether it be about yourself or other members, please report it using the "report" icon


    If you are approached (or have been approached) by private message with an offer of help "Off Forum" or with a view to asking you to visit another website, please inform the site team via the report icon, especially if this results in a request for a fee. Remember, this is for your own protection

    my views are my own and are given in good faith to try and help people. Please seek professional advice on your case if necessary


    PLEASE HELP US TO KEEP THIS SITE RUNNING
    EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

    Follows
    0
    Following
    0

  9. #9
    Basic Account Holder mps02 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2012
    Posts
    2

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    I have tried to get my data back from the Clydesdale Bank via a DPA request but they returned my 10 (after taking it out of my account) and have said that they have no record of any accounts that I held. My last communication with them was in July 2006 telling them to close the Credit Card. I did not put my card number on the letter. Are there any other ways I could find this information? I am certain that I had PPIicon on my credit card which I had from 1995-2006. I also had a dispute with the Clydesdale Bank which I won after going to the banking Ombudsmanicon however that was in 2000.
    Nedless to say I do not have any of my account numbers or credit card numbers.


  10. #10
    Basic Account Holder brett48 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    135

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    Hi Bleasy

    I have recently had a successful claim on a halifaxicon loan dating back to 1997 so it's worth a try. Like you, I had no paperwork or account numbers and was entirely dependant on the SARicon results to pick out the PPIs to claim.
    To their credit, of the half dozen SARs I sent to different banks, Halifax came back with the most comprehensive bundle, including copies of all my loan agreements dating back to the early nineties.
    Halifax also settled a claim relating to credit card PPIicon that I found in the same SARicon and the settlement amounts they offered on both claims was almost twice the amount I was claiming!

    Brett


  11. #11
    Basic Account Holder mps02 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2012
    Posts
    2

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    Just a quick note. If you cannot find any of your old numbers etc. but are sure you had PPIicon on them, then send a letter to the CEO of the bank with all the details you have. This will get something done about it double quick. I now have the credit card number I had long lost and the bank had previously told me they had no information on me. Just a bit of helpful advice.


  12. #12
    Basic Account Holder brett48 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jan 2007
    Posts
    135

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    Yep, getting the CEO involved normally does the trick if you can get past the minions intercepting the mail and firing off standard responses to complaints. Great news that you have managed to dig up the account number and good luck with your claim!

    Brett


  13. #13
    Basic Account Holder hoghig Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Oct 2012
    Posts
    1

    Default Re: I have no account numbers for my old loans and credit cards can i claim ppi back

    Hi,

    I had an Eggicon loan probably ending around 5 years ago (maybe a bit more, I'm not sure), I don't have any account info for it at all. I remember having a phone conversation with someone who said I could only apply for the loan if I took out PPIicon on it. I had a credit card with egg at the time, which is now a barclaycard, I have all of the details from that, even though its a closed account, would these details help me at all? I've tried phoning the company who took over Egg's loans, but they only have records going back 3 years, so they gave me another company's phone number who told me they didn't deal with Egg loans. Does anyone know what the contact details are for old egg loans?

    Any help would be greatly appreciated, I tried to do this before christmas, but didn't really get anywhere with it, so gave up, got a bit of time now so thought I'd give it another go.

    Thanks!
    Katie



Viewing CAG on a small screen? Switch to the mobile version of the site

Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE