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Two accounts with Lloyds TSB settled in full for £1,224.00 & £1,417 plus interest & court expenses
BOTH SETTLED IN FULL - NO RESPONSE FROM BANK TO COURT
Royal Bank of Scotland
Summary Claim action
SC568 & SC566
£969.00 & £910.00 plus interest & court expenses
BANK RESPONDED WITH INTENTION TO APPEAR FOR BOTH CASES
I'VE GOT TO GO TO COURT TOMORROW, JUST IN CASE THEY TURN UP.
THE ONUS IS STILL ON THE BANK TO PROVE IT COSTS THIS MUCH FOR THE CHARGES
HAS ANYBODY GOT ANY GOOD TIPS FOR ME TO QUOTE TOMORROW?
hey, you've got a court date with RBS 2moro?...as far as i know ur the 1st one to get this far with RBS... send a PM to a mod .... ill also try get hold of my step mum... shes a civil court judge ... she said she'll tell me what to say if i get that far.... dunno if get hold of her tonight tho.....
Have just printed off aRadio 4 transmission transcript with Ian Mullen (The British Bankers' Association) where he does not answer questions and also a BBC News buletin where a lawyer says to challenge the banks.
Hopefully these will help.
Excuse my ignorance, but what do you mean by 'send a PM to a mod'?
Claire, I will be watching this with much interest. Let us all know how you get on tomorrow and the very best of luck to you. Hopefully it will be nice and simple. Like you say, they simply cannot quantify and justify the level of costs.
everything crossed for you!
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
Good luck Claire! This should be happening as we speak. Hopefully all is going well.
Gav
14/09/2006 - Data Protection Act letter sent to my bank.............here goes
28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000
04/10/2006 - Prelim letter sent for charges of £2037
How close were you to actually going into court? Did the representative just saunter up and offer you the settlement?
Well done
Gav
14/09/2006 - Data Protection Act letter sent to my bank.............here goes
28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000
04/10/2006 - Prelim letter sent for charges of £2037
Fantastic Claire . I'm really chuffed for you. Out of interest, which court did you go to and like don asked, what happened???? we want all the gory detail
Once again. Well done.
JB
ps, just one more thing? what was the timescale from start of claim til now. Sorry for all the questions, but I get a bit excited when I see another person getting a result!
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
I was sitting by the court entrance with 10 minutes to go.
A bank legal rep approached me to confirm it was me and then handed me a written offer. I took my time to read it and since they were offering the full amount, I accepted. We all then went into court to wait for my case to be called, which took about an hour. I had been watching how all the other cases went - they were all financial i.e default loan payments, companies trying to sue individuals for payment. As I was to represent myself and I was the pursuant, I made sure I stood on the judges left (right of the court room). I was asked to confirm my name,then the bank legal rep stated there had been full settlement offered and accepted and requested the court continue the case for two weeks to allow clearing of funds to my bank account. The judge accepted and case note to be continued. (The money was paid within a few days, however had this not been the case within the two weeks I would have needed to attend court again to get a court order to demand payment).
Walked out of court and then skipped down the street!!!
Hi just read this thread and i swear the clouds above me parted and what can only be described as a glimmer of hope shone through
can you tell me how long it took from when you returned the allocation questionaire to getting to court as im at that stage now and am just wondering how long the courts take ?
Royal bank of Scotland
£2391.82 + 8% + legal costs £220.00 = £2911.88
Data Protection Act request - 01/07/06
Prelim Request - 25/07/06
LBA - 08/08/06
Claim filed - 22/08/06
Acknowledged - 25/08/06
Defence filed - 25/09/06
AQ sent 10/10/06
AQ Received by court 12/10/06
Copy of RBS AQ received 14/10/06
Now We Wait ................
Full settlement on 2 a/cs so far - 3 to go
TSB settled in full for £1,224.00 & £1,417 plus interest
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Royal bank of Scotland 