Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
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I have sent letters to the A&L and got all the standard replies.right up to the piont of issuing with court claim which was delivered last week , recieved a copy of letter they sent back to court saying that they will be contesting the claim . which is for just over 300 quid has any one else had this reply yet. please help
I can understand why a lot of you are concerned about going to court, however I would like to make two points :-
1) Read the posts - A&L have never gone to the courts, they take it to the wire but never go there. Think about it - if they do, they have to substantiate the charges - they will never, ever be able to do that, £25 for a computer produced letter?!, I don't think so.
2) After they have lost, which they will, they would have set precedent and would have to re-imburse all the charges to the level that the Court has deemed reasonable. They definately will not want to do this. Think about it...
They won't go there unless some judge (see the Mercantile Court Link/Thread) forces them to
We haven't got the money, so we've got to think!
Ernest Rutherford
A & L
Data Protection Act Letter sent 11/08/06
Data rec'd 14/09/06, Prelim letter sent 16/09/06
LBA sent 22/09/06, MCOL 6QZ68670 issued 2/10/06 - chq for £6,375.34 rec'd 04/11/06.
Yup, I think they have a far greater fear of the Courts than we have
We haven't got the money, so we've got to think!
Ernest Rutherford
A & L
Data Protection Act Letter sent 11/08/06
Data rec'd 14/09/06, Prelim letter sent 16/09/06
LBA sent 22/09/06, MCOL 6QZ68670 issued 2/10/06 - chq for £6,375.34 rec'd 04/11/06.
If they were going to go to court they would have done so by now rather than paying out so much to people. They send a letter saying they are going to defend but then pay up before it gets to it.
They are trying to put you off, to see how far you will go.
Lily
Alliance & Leicester;
LBA 22nd July 2006
Reply 31st July
MCOL 6/8/06
PAID IN FULL 25th August 2006..... DONATION HAPPILY GIVEN.......
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
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A&L are contesting my claim in court
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Originally Posted by Beserker
No problem, were all here to help each other
