Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    dean3984 Novitiate

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    Default Deano V Barclaycard

    Can anyone help please i'm just starting out with a claim against barclaycard and they are asking for £3 per statement , but i've heard that i can get it cheaper by writing off somewhere can someone please give me the address, thanks

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  2. #2
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    pward33 Informative pward33 Informative

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    Default Re: Deano V Barclaycard

    You need to send a Subject access requesticon under the Data Protection Act:

    http://www.consumeractiongroup.co.uk...ction-act.html

    The best thing you can do to get yourself started is read the FAQs at the following link. There you’ll find easy to understand tutorials (and I mean easy to understand – I understood them!!) on everything from what you can claim, and step by step instructions on how to begin the process.

    It even includes links to a “template library” with sample letters that you can adapt when writing the bank. An hour or two studying these tutorials and you’ll be feeling a lot more confident.

    http://www.consumeractiongroup.c o.uk/forum/faqs-please-read-these/31460-step-step-instructions.html

    Then don’t be shy in asking questions – I haven’t, and the response has been fantastic.

    I was going to say best of luck – but as you’ll come to realise, you’ve had all the luck you need in finding this site – the rest is just following the established procedures for recovering YOUR money.

    All the best.

    If I've helped, please tick the scales at the bottom left of this message!

    17th Sept: Found this site!

    Lloyds TSB

    22 Sept: Subject Access Req.
    3 Nov: statements arrived. Charges calulated at:
    A/c 1 - £2,178.01 + int of £1,206.54 (18.4% authorised)
    A/c 2 - £206.11 + int of £211.07 (18.4%)
    7 Nov - prelim.
    3 Dec - LBA
    13 Dec - £750 offered
    23 Dec - £750 credited
    28 Dec - rejection letter
    2 March - issued
    16 April - complained at court failure to forward defence

    Halifax

    22nd September: Subject Access Request.
    4th November: No reply so LBA giving 7 days.

    Cap One

    22nd September: Subject Access Req.
    5th October: Letter saying no record of account!
    15th October: Replied telling them to try harder...
    22nd October: Subject Access Req acknowledged.

  3. #3
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    dean3984 Novitiate

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    Default Re: Deano V Barclaycard

    Thanks A Lot For Your Help.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE