Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
posted of request for payment letter on 22nd Sept and got a sod off reply by 25th Sept - very quick. lba letter going out today though i am struggling to find one suitable for credit cards anyone help?
Thanks
use the one for banks and re-jig it to suit.Don't use terms like "direct debits" and "overdrafts" which are applicable to banks,but mention overlimit fees,late payments etc.
As you go through it,logic will guide you as to what to say.
thanks for your replies i am now at 2nd letter stage as they have not replied to my first one - i thought they had but reading the letter again it was re manual intervention - im not usually that dumb!