Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    linnell1 Novitiate

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    Default How can my son get bank charge and insurance co charge back

    Hi I'm new to this so please forgive me if I get this wrong. Sons car insuranceicon payment was due on Friday from Lloydsicon bank. I put the money in for him at 9.30 when they first opened as he had mixed the days up and forgotten to pay in. The bank say they tried at midnight and as there were insufficiant funds in returned the DD. This now means £35 bank charge and £21 charge from finance company for his car ins.
    Is there any way he can stop them taking all this.

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    Default Re: How can my son get bank charge and insurance co charge back

    Welcome linnell1

    Before you start please have a thorough read of the FAQs (there's a Step by Step guide here too). You should print these out to refer to so as to avoid
    having to ask basic questions later.

    Then look at other threads in your bank's forum, so as you know what you can expect to happen

    You need to spend 2 or 3 days gradually getting your head round everything.

    There's a lot to take in, but it's time well spent and will ensure that you succeed in your claim without problems

    This is a self-help forum and you must be prepared to put in time and effort. It is your claim, your money and you cannot expect others to do all the work for you.

    When you feel confident that you understand the process and the various stages involved, start a new threadicon in your bank's forum and post your progress and any questions there and you'll get plenty of help

    Lots of info and links below:


    one to the banks for £35 and one to the finance company for £21

    best of luck

    SETTLED CASES
    LTSB (CC) £20 21-8-06
    HSBC (CC) £600 19-10-06
    HSBC (Ac) No.1 £1900 25-10-06
    RBS (CC) £900 25-10-06
    Smile (Ac) £1300 17-11-06
    A&L (Ac) No.1 £400 23-11-06
    A&L (Mortgage ERC) £3900 4-12-06
    LTSB (Ac) £200 13-12-06
    A&L (Ac) No.2 £120 19-12-06
    HSBC (Ac) No.2 £650 29-12-06
    LTSB (Business) £1700 13-2-07
    RBS (Ac) £4500 + Default Removal 17-3-07
    Barclays (Bus) Warrant of Execution 10-3-07 not used yet
    ONGOING CASES
    Egg (CC) N1 Filed £1300 + Default Removal Judgment Order 9/1/07 In my Favour
    Barclays Business loan & 2 accs. S.A.R N1 filed Judgment in Default isued 15/2/07
    HSBC (CC) have failed to produce Credit Agreement
    TO DO CASES
    Egg (Loan)
    LTSB (Ac Ltd Company)
    LTSB (Loan)


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE