Jump to content


  • Tweets

  • Posts

    • I'm still pondering/ trying to find docs re the above issue. Moving on - same saga; different issue I'm trying to understand what I can do: The lender/ mortgagee-in-possession has a claim v me for alleged debt. But the debt has only been incurred due to them failing to sell property in >5y. I'm fighting them on this.   I've been trying to get an order for sale for 2y.  I got it legally added into my counterclaim - but that will only be dealt with at trial.  This is really frustrating. The otherside's lawyers made an application to adjourn trial for a few more months - allegedly wanting to try sort some kind of settlement with me and to use the stay to sell.  At the hearing I asked Judge to expedite the order for sale. I pointed out they need a court-imposed deadline or this adjournment is just another time wasting tactic (with interest still accruing) as they have no buyer.  But the judge said he could legally only deal with the order at trial. The otherside don't want to be forced to sell the property.. Disclosure has presented so many emails which prove they want to keep it. I raised some points with the judge including misconduct of the receiver. The judge suggested I may have a separate claim against the receiver?   On this point - earlier paid-for lawyers said my counterclaim should be directed at the lender for interference with the receiver and the lender should be held responsible for the receiver's actions/ inactions.   I don't clearly understand that, but their legal advice was something to do with the role a receiver has acting as an agent for a borrower which makes it hard for a borrower to make a claim against a receiver ???.  However the judge's comment has got me thinking.  He made it clear the current claim is lender v me - it's not receiver v me.  Yet it is the receiver who is appointed to sell the property. (The receiver is mentioned/ involved in my counterclaim only from the lender collusion/ interference perspective).  So would I be able to make a separate application for an order for sale against the receiver?  Disclosure shows receiver has constantly rejected offers. He gave a contract to one buyer 4y ago. But colluded with the lender's lawyer to withdraw the contract after 2w to instead give it to the ceo of the lender (his own ltd co) (using same lawyer).  Emails show it was their joint strategy for lender/ ceo to keep the property.  The receiver didn't put the ceo under any pressure to exchange quickly.  After 1 month they all colluded again to follow a very destructive path - to gut the property.  My account was apparently switched into a "different fund" to "enable them to do works" (probably something to do with the ceo as he switched his ltd co accountant to in-house).   Interestingly the receiver told lender not to incur significant works costs and to hold interest.  The costs were huge (added to my account) and interest was not held.   The receiver rejected a good offer put forward by me 1.5y ago.  And he rejected a high offer 1y ago - to the dismay of the agent.  Would reasons like this be good enough to make a separate application to the court against the receiver for an order for sale ??  Or due to the main proceedings and/or the weird relationship a borrower has with a receiver I cannot ?
    • so a new powerless B2B debt DCA set up less than a month ago with a 99% success rate... operating on a NWNF basis , but charging £30 to set up your use of them. that's gonna last 5mins.... = SPAMMERS AND SCAMMERS. a DCA is NOT a BAILIFF and have  ZERO legal powers on ANY debt - no matter WHAT its type. dx      
    • Migrants are caught in China's manufacturing battles with the West, as Beijing tries to save its economy.View the full article
    • You could send an SAR to DCbl on the pretext that you are going for a breach of your GDPR . They should then send the purported letter of discontinuance which may show why it ended up in Gloucester and see if you can get your  costs back on the day. It obviously won't be much but  at least perhaps a small recompense for your wasted day. Not exactly wasted since you had a great win  albeit much sweeter if you had beat them in Court. But a win is a win so well done. We will miss you as it has been almost two years since you first started out on this mission. { I would n't be surprised if the wrong Court was down to DCBL}. I see you said "till the next time" but I am guessing you will be avoiding private patrolled car parks for a while.🙂
    • It is extremely disappointing that you haven't told us anything about the result of the hearing. You came here at the very last minute and the regulars - all unpaid volunteers - sweated blood trying to get an acceptable Witness Statement prepared in an extremely short time. The least you could have done is tell us how the hearing went, information invaluable for future users. Evidently not.
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Liability for council tax - living together or not?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4104 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I thank you in advance for any advice. I can't seem to find any info dealing with this. CAB are about as useful as a wax cooker.

 

I will leave out place names - so i can't be identified.

 

I am a full time student in X council. I rent a flat as somewhere to sleep on the days I have lectures. I also have a home in Y council. I am married. The X council asked me to tell them who is resident at my flat in X council. I said, I am married, my wife will visit me, what does 'resident' mean? how many days can my wife stay before being classed as resident? They didn't answer and just decided that my wife is therefore resident. They promptly sent a bill giving me the 25% discount for being a student but said my wife must pay because they assume my wife must be resident.

 

My wife is unemployed, although, we pay council tax in Y council, as we are too lazy to claim for council tax credit. But, paying in 2 councils was a bit much, so we assumed that if the council charges council tax for my wife in council X, then it can also give council tax credit. The council tax credit was refused because my wife couldn't prove she is resident at the flat in X council. Well Duh! we told the council she isn't - they said they assume she is.

 

So, now they say, that 'oooo your wife is most definitely resident because she said she was, in this application for council tax credit' - ignoring of course that it was refused on the grounds she cannot prove she is resident!

 

Basically, apologies for the long post. But what is the legal basis for this? can the council charge me council tax purely because i am married? they have said i need to prove that my wife is not resident here. but i am not really sure how to do that. (they won't provide a definition of what residence means)

 

i understand that as the leaseholder i need to pay council tax (but of course i am a full-time student so am entitled to pay no council tax)

 

who is in the right here? do i really have to pay council tax for myself and my wife in both councils? seems a bit harsh. they talk about the 'main address' and the flat is neither mine nor my wife's main address in many respects. our belongings are at our main address in Y council, our bank statements go there, we do everything there. the flat is purely a crash pad for a few weeks during term time.

 

any idea how to approach the council. i feel a bit insain repeating the same thing to them and getting the same moronic response.

 

 

 

thanks again!

 

if i just ignore the council tax letters what will they do? will i get taken to court? how will a court view what i have written here?

Link to post
Share on other sites

  • 2 months later...

Hi, hope I can help you a bit. You will usually pay Council Tax on the property which is your & your wife's "sole or main residence", theres no exact definition but previous court cases have given general guidance things which should be taken account include where you spend most of your time, security of tenure, intention to return, where your registered to vote, where your doctor is, where your mail goes, etc. Which from what you've said is at the property in Council Y, where you should have a 25% discount as a student.

 

The property in Council X would then be your second home. I'm not completely certain by you should get the 'Class N' student household exemption at the property, if not then a discount between 50% to 0% depending on the council for furnished second homes.

 

If you ignore their letters they will assume your not contesting the liability and expect you to pay. You'll only get taken to court if you fail to pay the instalments.

Link to post
Share on other sites

  • 8 months later...

Be careful because what the council will do is think you are both resident at your main address in council Y and charge you upto 100% for an empty property in council X. You'll end up paying in full twice.

 

Bonkers I know - basically means every student in the land doesn't actually live at their student address (because it arguably isn't permanent enough), should claim their student discount at their parents' address and pay upto 100% for an empty property where their university is.

 

Would be interesting to read what happened?

Link to post
Share on other sites

Based upon the information, you have supplied, it appears that: -

 

  1. Y is the main residence for both you and your wife
  2. You would be entitled to 25% discount on Y assuming no other adults resident
  3. You or your wife may be entitled to Council Tax Benefit for Y as a couple - depending upon your income
  4. X is a second home
  5. You would be entitled to second home discount on X - the amount of discount for second homes varies from Council to Council - and can range between 0% and 50%
  6. You would not be eligible for Council Tax Benefit for X

If you have found my post useful, please click on the star at the bottom of my post and add some reputation points.

Link to post
Share on other sites

just realised this thread is nearly 12 months old - god knows why it has been resurrected

If you have found my post useful, please click on the star at the bottom of my post and add some reputation points.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...