Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just wondering, I got a car on finance on 19th December 2003.
Over the past 2 years 9 months they have charged me £614 in penalties for late payments etc.
RFS are a subsidiary of RBS. Funny how a car bought with £3749 of credit ended up costing £4363 on 0% interest with the biggest months charges costing more than the actual repayment!
Do you think I should be able to claim these charges back too?