Evening all...

Just wondering, I got a car on finance on 19th December 2003.

Over the past 2 years 9 months they have charged me £614 in penalties for late payments etc.

RFS are a subsidiary of RBSicon. Funny how a car bought with £3749 of credit ended up costing £4363 on 0% interesticon with the biggest months charges costing more than the actual repayment!

Do you think I should be able to claim these charges back too?

Any advice on this would be much appreciated.

Cheers,

Andy

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