Ha ha Just had to tell you this.

I asked what Eastern Counselling meant (I knew full well it was their own "debt counselling dept" just checking). The girl stated it was because I lived in the Eastern Area. Couldn't stop laughing, got them well trained!! Maybe she meant East as in Asia or China. Will somebody in the west of GB pls ask the same question. Maybe their answer will be because you live in the West but might be moving to the East lol lol

As I said we need to get a group of us together and form sowe can use presure on FSA OFT & MP's Also the media etc. Maybe evenn a class action!

I think the name Swift (they say fast etc) should be for the birds then we cld change it to magpies (thief) or cuckoo (always in soeone else's nest!)

I am going to set up an e-mail address callled [email protected] tomorrow (can't use myo wn as I used this for payments) and get the group under way.

Pam

Be warned any swifties watching we will know who you are as we will require definite proof and I know how to get it thanks to my friendly policeman friend!!!

Hi

Just to let everyone know that I have set up the email address, [email protected] The aim is to set up groups in each area ie Birmingham, Leeds etc. Then when we need to take action these smaller groups can merge into one big bloody fighting force. Swifties think they deal with the "little man" and that we can't do or afford much that is how they think we're over a barrel. Lets see them when we number a vast group say of 100 or so! The object of this will be

a) to find out how many there are of us

b) set up a meeting at NO 10 with a finance Minister etc. Groups get much more notice than say 1 or 2 persons.

c) Present a casefile to the FO, the ICO & FSA with details of all our cases etc

d0 Support each other (which this website already does admirably)

d) Start up a petition

e) Trying to engage media/radio etc to listen to views and help present articles relating to Swift Advances

f) Try to stop them conning other people

Obviously we def don't want any Swifties joing our group so tomorrow morning I am going to draft up some terms & conditions we will all agree to abide with and also ways that will be needed to prove your identity - Swifties our terms & conditions will route you out so don't even go there!!!

If anyone is willing to be an area co-ordinator - no you don't get paid before you ask....but you might end up getting your charges back!!! There is very very little work to do you will just need to keep copy of members in your area and pass on details of any big meetings etc.

I will be the co-ordinator for my area and will also work on geting media coverage etc.

This is an open group so anyone can suggest ideas help canvass, go to meetings etc There are no bosses here we will all work as one entity to get our cases heard. You can still use yr nickname on emails etc but you will have to disclose whereabouts you are i.e. Sheffield, London etc. but you can read about that tmorrow.

AND if you write to swift at any time please write on the bottom

cc Beat theSwifties Group

Off to bed tonight to dream of Swifties leaving their offices and putting padlock on for the final time!

part e is already being done but I cannot say anymore here

Hi John

\\that's great news. I am also trying have contacted a fw people at BBC. Send me an email at [email protected] we can join forces there.

Pam

Has anyone got any idea which bank Swift group use to accept payments. I paid by Visa card but can't remember who their bankers were when I used a Direct Debit. Why I want to know is that I have just got the business/corporate charges for the banks. For example Barclays Corporate charge their buisness customer's £2 for a returned cheque yet Swift charge the customer £35. Mmm seems like that's £33 too much!!!

they use Barclay's

Hi John

I thought they did but not 100% sure as I cancelled m D/D & paid them using Visa. Just writing to Barclays Buisness Centre to confirm their charges.Barclays have told me that because a D?D is automated they do not have to intervene hence the small charge. They do charge a small amount for a cheque tho as they have to send it back physically. Mmmm wondered how Swifts justify their charges re returned D/D.

Pam

Just a quickie

Been in touch with the Treasury Dept and spoke to them re our claims etc. They are willing to look at any documents/arguments etc re 2nd charge mortgages/Loans etc so I am now drafting a letter etc. I will enclose all relevant papers from FSA, FOS etc. It'll weigh a ton I expect. If any person who wishes to add their letter etc, documents etc pls email me at [email protected]. As I said the more of us who complain etc the better chance of us winning.

Pam

Hi everybody sorry the e-mail address is [email protected] not co.uk.

As you can see I'm still up at 02.39 drafting how the dossier will be presented!! Got to make it count. Hoping you'll all support this and send me any info/documents/petitions etc you want included. It's going to the Right Hon Greg Clark at the Teasury. Also will forward it to the FSa & any other department I can think of including HMRC!

Pam

Hi guys

I have recieved my SAR from Swift Advances. There is PPI on there which i DONOT recall them telling me about. Its over £7k! I initially went through a broker to get the loan with swift. Who do i chase to get the PPI back? Any help will be much appreciated Please?

Hi Guys

I have tried to email [email protected]. uk and keep getting a failure notice. Is anyone else getting this problem?

Hi Guys

 

I have tried to email [email protected]. uk and keep getting a failure notice. Is anyone else getting this problem?

Hi Hunter, It is the Broker that you need to contact regarding a ppi complaint, If you find that the broker no longer is trading then you will need to contact the Financial Services Compensation Service (FSCS) and fill in the necessary form and have them look into you Ppi complaint. As far as i know the "Beattheswifties" group did not take off.Hope this helps.

Is their a template letter that I can send to swift advances to challenge unfair charges and interest charges and get them paid back to me my charges are currently at £1797.00 and £7545.23 in interest charges or do I have to get a sar

I took a loan out with swift advances for £8000.00 in 2007 according to swift advances I have only paid off £254.00 of the loan in 7yrs I find this astonishing I wish I had never heard of them

Types of charges which can be taken shown here

http://www.which.co.uk/campaigns/insurance-bank-card-fees/

It's made easy here to email your MP to get The Chancellor Mr O to tackle the issue this Wednesday

https://whichcouk.bsd.net/page/speakout/2014-11-mortgage-fees

Good news

The Government is asking the Council of Mortgage Lenders to work with Which? on this issue.

http://conversation.which.co.uk/money/autumn-statement-2014-as2014-george-osborne-chancellor/

how will this benefit those shafted by Swift?

They have a rabbit of supplying redacted SARs.....check your paperwork carefully and especially the oil part....on mine there is no paper trail...broker gone bust...alleged ins co have no records at all...even in the actuary sheet no trace of anyone having been paid....

I instigated court action for charges and had to give up, cannot match their legal team.

how will this benefit those shafted by Swift?

I understand secured loans will soon come under the same rules as mortgages.

Ive noticed it's all gone very quiet in these Swift threads in the past few months. Not much seems to be happening with them.

The Devil is always a tough beast to beat. There were probably successes before the brokers jumped ship as Swift's reason for not taking responsibility is the loans were not sold by them to the customers, but by brokers. They never say what a wonderful product we sold you, and brush away any critisism and helping people out of the mess they have created, because they can. It's not a wonderful product it's a scandal and they say they don't sell it. The battles continue.