Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. 25th September 2006 16:42 #1
    Joan Blanch Joan Blanch is offline
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    Default RBS - offer declined

    Hi

    I have received an offer for my charges plus the court fees but not the interesticon. They have also asked me to keep quiet. After deliberation for a week or so I have decided to decline as a matter of principal. The interest is only £20 but I firmly believe that I need to stand ground. The charges are unenforceable by law therefore why should I keep quiet. The banks are in the wrong. They now have until 3rd Oct to reply with FULL refund or it goes to court on the 10th October. I am suspecting that others claiming from RBSicon have settled and have been told to say nothing hence why there may be no success cases on this website. Keep positive and know it is because they are asking us to keep quiet.

    Other cases

    MBNAicon - offered part but my statement says they have paid the lot back ! They had asked me to sign to say I would agree with future charges - I didn't I ignored them and then magically they debited further charges back into my account !
    Capital One - have paid part back - defending the rest - taking to court
    Lloydsicon TSB - have acknowledged claim - waiting to go to court
    Egg - have acknowledged claim - waiting to go to court
    Halifaxicon - with court - have until 3 October to respond
    Monument - have acknowledged claim - waiting to go to court



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  2. 25th September 2006 16:46 #2
    closey closey is offline
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    Default Re: RBS - offer declined

    Good for you. People seem to loose sight that we are suing them, not the other way round, so why should be agree to these conditions. I salute you!

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
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  3. 25th September 2006 16:55 #3
    Joan Blanch Joan Blanch is offline
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    Default Re: RBS - offer declined

    Thanks - you put a smile on my face !

    I promise also to donateicon money to this site once all claims settled. We need to fight for each other and keep everyone motivated. Well done to the creator of this site.

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  4. 26th September 2006 11:30 #4
    closey closey is offline
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    Default Re: RBS - offer declined

    Well thanks for the donationicon offer, many people get their money and run, so to speak. CAGicon can only continue to help if we continue to receive donations.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
    Reply With Quote Reply With Quote
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