Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Wondering if someone could explain (sorry)
On the template used, does the 8% get added to every charge that your applying for? ie unpaid D/D charge, unpaid cheque charge, overdraft excees fee charge....??Ive been trying to read thru threads but cannot seem to depicked where exactly the interest is to be added. Or if someone could explain where you do not add the 8% if easier. Sorry about the confusion only Im claiming circa £3.5k and my interest charge is about £700 and im thinking that sounds a little to high.
£700 sounds just about right. When filing a court claim, you are entitled to add 8% APR interest on each charge from the date each charge was applied. If you have'nt found it already, there is a spreadsheet in the templates library that will work it out for you.
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Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.
GaryH, again thank you. I had found the spread sheet and used it to calculate. I was seeing if the £700 it calculated seemed appropriate to someone who were perhaps claiming the same as me..Thank you for your help.
8% confusion
excees fee charge....??Ive been trying to read thru threads but cannot seem to depicked where exactly the interest is to be added. Or if someone could explain where you do not add the 8% if easier. Sorry about the confusion only Im claiming circa £3.5k and my interest charge is about £700 and im thinking that sounds a little to high.
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