Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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Thread: Micking vs RBS

  1. #1
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    Default Micking vs RBS

    Royal Bank of Scotlandicon have sent a letter saying they will not be refunding any of my charges. I now need to send the lbaicon, there are some extra charges that I had not listed in my first letter, as long as I detail them in the LBA on the Breakdownicon of charges, will it matter that I have changed the amount I am claiming for?

    Thanks
    Michelle

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  2. #2
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    Default Re: Micking vs RBS

    Hi Michelle. I dont think that will make any difference. Just provide them with the Breakdownicon of the charges.

    Good luck.

    Gav

    14/09/2006 - Data Protection Act letter sent to my bank.............here goes
    28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000
    04/10/2006 - Prelim letter sent for charges of £2037

  3. #3
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    Default Re: Micking vs RBS

    I am about to complete the Moneyclaim against RBSicon, I have entered the address as their Edinburgh office as this is where I have received correspondence offering settlement figures from but should I be using my Branch address, which is in England?? It says 'The address details you have provided outside England and Wales.'
    Any help would be much appreciated
    Thanks
    Michelle


  4. #4
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    Smile Re: Micking vs RBS

    Hi hun,

    I was advised on this site the other week to use this address on the claim:

    Kay Stanbridge, Solicitor
    Group Litigation, RBSicon
    1 Princes Street
    London
    EC2R 8PB

    Hope this helps,

    Lynzilou xxx

    Capital One

    29.11.06 S.A.R - (Subject Access Request) sent
    22.12.06 prelim sent - charges total £590.00
    19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action


    RBS - claim £4451.76 ***WON***

    03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!
    26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts
    26.10.06 filed claim with courts
    16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond
    11.10.06 sent letter requesting full refund within 14 days or court action
    10.10.06 received statements, charges come to £4451.76!
    26.09.06 sent S.A.R - (Subject Access Request)

  5. #5
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    Default Re: Micking vs RBS

    You star, thanks for the quick response.

    Have you been refunded yet?


  6. #6
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    Smile Re: Micking vs RBS

    hello!

    No probs!

    No i havent been yet, waiting for the postman here as he doesnt show his face until about 3/4pm! I dont know why I'm building my hopes up, the RBSicon will not be keeping to my timescales hehe! I'll let you know if I get any news today!

    Good luck with filing the claim hun (not that you'll need it!)

    xxx

    Capital One

    29.11.06 S.A.R - (Subject Access Request) sent
    22.12.06 prelim sent - charges total £590.00
    19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action


    RBS - claim £4451.76 ***WON***

    03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!
    26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts
    26.10.06 filed claim with courts
    16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond
    11.10.06 sent letter requesting full refund within 14 days or court action
    10.10.06 received statements, charges come to £4451.76!
    26.09.06 sent S.A.R - (Subject Access Request)

  7. #7
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    Default Re: Micking vs RBS

    Hmm, it won't accept the postcode?? Is it definitely EC2R 8PB
    Sorry about this - thanks
    Michelle


  8. #8
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    Smile Re: Micking vs RBS

    Hi Michelle,

    Try EC2R 8PA - dont know why it was down as that??!!

    By the way I got my settlement through yesterday!!!!!

    Mr McLean offered me £4451! So didnt even have to serve court papers! I'm so thrilled they've settled!

    Good luck with yours hun, hopefully yours wont be too long now!

    Lynzilou xxxxx

    Capital One

    29.11.06 S.A.R - (Subject Access Request) sent
    22.12.06 prelim sent - charges total £590.00
    19.01.07 received offer of £164, sent refusal of offer - have until 5th Feb to respond or court action


    RBS - claim £4451.76 ***WON***

    03.11.06 Received letter from Tommy McLean offering full amount of £4451! Hooray!!!!!
    26.10.06 received offer of £2685.00 in full and final settlement, sent refusal informing them I have filed my claim. If they do not refund by 3rd Nov I will proceed through the courts
    26.10.06 filed claim with courts
    16.10.06 received letter back offering £830, sent refusal, have until 25/10 to respond
    11.10.06 sent letter requesting full refund within 14 days or court action
    10.10.06 received statements, charges come to £4451.76!
    26.09.06 sent S.A.R - (Subject Access Request)

  9. #9
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    Default Re: Micking vs RBS

    Hi Lynzilou,

    Thanks for all your help, I couldn't get the postcode to work so to be safe used my branch address instead!

    So the court have issued the papers and they've now got until 18th to respond, bit nervous, because its quite a large amount, reckon they'll put up a fight!

    Keeping everything crossed for next couple of weeks!!

    Michelle


  10. #10
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    Default Re: Micking vs RBS

    I am claiming my bank charges for the last 9 years not 6, I have been trying to find the forum with regard to doing this (as it says there is a separate one in the FAQ's) but I cannot find it anywhere?

    Is anyone able to point me in the right direction, RBOS responded immediately to say they would be defending the full amount so I want to be prepared....

    Any help much appreciated!

    Michelle :grin:



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