Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Assuming you've sent them a preliminary approach letter and then a 'letter before action', your next step is to file a county court claim. As you have found out, Lloyds won't take any notice of your letters and won't pay up untill you enter into litigation. You can file on the Moneyclaim Online website, or at your local court. You must know what you're doing before you issue a claim though, and everything you need to prepare yourself is here on this site. Apologies if you've read these already, but here are the step by step instructions and FAQ's; http://www.consumeractiongroup.co.uk...tructions.html, http://www.consumeractiongroup.co.uk...questions.html.
Please remember to DONATE! Help CAG keep up the fight!
Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.
Pay for what information? This site is completely free of charge, it is run solely on voluntary donations made by users who have won their claims. If you mean is their a fee to file a court claim, yes there is. How much exactly depends on the amount of your claim it ranges from £30 for claims up to £300, to £120 for claims over £1500. There is a template for filing a claim in the templates library, BUT before you do anything, please follow the links I just gave you, and generally take in as much of the info on this site as you can. The better you understand all the issues involved the easier everything becomes.
Please remember to DONATE! Help CAG keep up the fight!
Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.
Please remember to DONATE! Help CAG keep up the fight!
Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.
lloyds tsb say no for a 2nd time
, they say the matter is closed. i sent them a default letter, what do i need to send now to make them listen??
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