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    • LPA.  (I'm fighting insolvency due to all the stuff that he and lender have done).  He appointed estate agents - (changed several times). Disclosure shows he was originally appointed for a specific reason (3m after repo) : using his powers as acting for leaseholder to serve notice on freeholders (to grab fh).  There was interest from 3 potential buyers. He chose one whose offer depended on a positive result of the notice.  Disc also shows he'd taken counsel advice - which was 'he'd fail'.  Irrespective he'd asked to resign as his job (of serving notice) was done and he'd found a buyer.  Lender asked him to stay on to assign notice to the buyer.  Notice failed, buyer didn't buy.  So receiver stayed.  There was 1 buyer who wanted to proceed w/o fh but receiver/ lender wasted 1y trying to get rid of them!  Disc shows why. But I didn't know why at the time. Lender voiced getting rid of receiver. Various reasons - including cost.  But there's a contradiction/ irony: as I've seen an email (of 4y ago) which shows the receiver telling lender not to incur significant costs and to minimize receiver costs.  Yet lender then asked him to serve another notice - again counsel advice indicated 'he'd fail'.  And he did fail.  But wasted 3y trying and incurred huge legal costs - lender trying to pass on to me. Lender interfered - said wanted to do works.  Receiver should have said no.  But disc. shows he agreed to step aside to let them do the works - on proviso lender would discuss potential costs first (they didn't), works wouldn't take long (took 15m), and lender would hold interest (they didn't) (this last point is crucial for me now - as I need to know if I can argue that all interest beyond this point shouldnt be allowed?)   I need to check receiver witness statement in litigation with freeholders to see exactly what he said about 'his position'. But I remember it being along the lines of - 'if the works increased the value of the property he didn't have a problem'.  Lender/ receiver real problems started at this point. The cost of works and 4y passage of time has meant there is no real increase in value. Lender (or receiver) didn't get any permissions (statutory or fh) (and didn't tell me) and just bulldozed the property to an empty shell.  The freeholders served notice on me as leaseholder for breach of covenants (strict no alterations).  The Lender stepped in (acting for me) to issue notice for relief of forfeiture - not the receiver.  That wasted 2y of litigation (3y if inc the works) and incurred huge costs (both sides).  Lender's aim was to do the works that every potential buyer balked at due to the lease restrictions.  Lender and receiver knew couldn't do works w/o fh permission. Lender did them anyway; receiver allowed.  Receiver remained appointed.  I'm arguing lender interfered in receiver duties.  Receiver should have just sold property 4-5y ago w/o allowing any works.  Almost 3y since works finished the property remains unsold (>5y from repo). The property looks brand new - but it was great before.  The lender spent a ton of money - hoping that would facilitate a quick sale.  But the money they spent and the years they have wasted has meant they had to increase sale price.  It's now completely overpriced.  And - of course - the same issues that put buyers off (before works) still exist.   The receiver has tried for 2y to assert the works increased value. But he is relying on agents estimates - which have proved highly speculative. (Usual trick of an agent to give a high value to get the business - and then tell seller to reduce when no-one buys.). And of course lender continues to accrue interest (despite 4y ago receiver saying pause interest). Lender tried to persuade receiver to use specific agent. Disc shows this agent was best friends with the lender's main investor in the property.  Before works this agent had valued it low.  After works this agent suggested a value 70% higher!  The lender persuaded receiver to sack one agent and instead use this agent.  No offers. (Price way too high).   Research has uncovered that this main investor has since died.  I guess his investment is part of probate? And his family want it back?    Disc shows the sacked agent had actually received a high offer 1y ago.  Receiver rejected it.  He was relying on the high speculative valuation the agents had given him to pitch for the business. The agents were in a catch-22.  The receiver sacked them. Disc shows there has been 0 interest ever since. I don't think lender or receiver want all this to come out in public domain via a trial.  It will ruin their reputations. If I can't get an order for sale with lender - can I apply separately against receiver?
    • Ok many thanks. Just wanted to check that nothing else for us to do / send for the moment. Will update again once we receive a copy of their N181 and proposed directions for review. Our post is a bit hit and miss at the moment. Appreciate the help through this process.
    • Yes and will ask you if you are in agreement and or wish to add /remove any direction.
    • Torys seem to think its worth while - cheap muckspreading while they get away with ACTUALLY doing it? More the aspect of ensuring that when these tactics are used without justification - make sure your people aren't doing it more and worse or their crap spread on the waters ... - mind you, the Tories would have to maybe even ease off on their using taxpayer and donor money to fund their preferred lifestyles wouldn't they? Maybe even do the jobs they are paid for?  
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Help needed with Community Care Grant please


supastu
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I now have a flat after being homeless for 13 years and have recently been released from jail.I am on JSA and believe i satisfy two of the qualifing benefits. My flat is bear and empty. I was turned down for the C.C.G. please advise.

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Hello supastu and welcome to CAG.

 

This thread is quite old and I think it would be better if you wouldn't mind starting your own thread here please.

 

To do this, come out of this thread using the back arrow and you'll be on the forum 'front page'. Scroll up past the greeny-yellow stickies and you'll see a blue button on the left that says Post New Thread in white. Click on that and ask your questions.

 

If you get stuck, please repost here for more help.

 

My best, HB

Illegitimi non carborundum

 

 

 

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To honey bee, thanks for getting back to me so quick, Im not that great on computers. I tried what you suggested but still got stuck, i have asked for a review from the social fund and have also asked help from the independent review service. I just desperatly need some money to furnish my flat.

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Have you thought about going to the salvation army for help? They can help with the bare essentials like sofas and bed, bedding and kitchen items. It may be worth getting in contact with them, they can also help you in other ways as well.

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Why did the turn you down for CCG. You do qualify as meeting criteria after being in prison and also to "resettle after unsettled way of life" however the social fund them have to prioritise what money they have and make a decision. For example if you applied for curtains and someone applied for a bed and the budget was overspent you may not be awarded. Have you got a Social Worker, can they not support your application form.

 

Have you had a CCG before if so how long ago.

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To honey bee, thanks for getting back to me so quick, Im not that great on computers. I tried what you suggested but still got stuck, i have asked for a review from the social fund and have also asked help from the independent review service. I just desperatly need some money to furnish my flat.

 

See if you can get access to a care/social worker, often local hostels are run by charities who also provide support and care when you find a home, they will know exactly how to fill in a CCG form to give you a much better chance of acceptance.

[sIGPIC][/sIGPIC]

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Stu, whereabouts in the country are you? Just the general region will do, you don't need to say exactly where you are living. I'll see if I can find any charities that might be able to help.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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many thanks honey bee and laughing girl for getting back to me. i live in a beautiful brand new flat in bromley. i have never heard of NACRO but will do a search. I was thinking about going to CAB to see if they can help with thic community care grant. At the end of the day i can get by with a bed and a cooker. It would be nice to get the bed new though

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