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    • A key member of the US central bank, Raphael Bostic, tells the BBC rates might only ease "at the end of 2024".View the full article
    • A key member of the US central bank, Raphael Bostic, tells the BBC rates might only ease "at the end of 2024".View the full article
    • OK, thanks, I won't wait for them. On a side note, some of the posts on here are a bit frustrating, I read through five pages or so of someone going through the court process rooting for them as I'm reading, then nothing, not heard of again. Left here wondering what the outcome was, lol!
    • Hello Caggers,   I've been trying for years to get an old EE account wiped off my credit file. It was opened in 2013 and almost immediately defaulted but was shown as "Payment Arrangement" ever since. I contacted EE by telephone in 2022 and was advised it had not been wiped because there was still £69 owing, I paid it and thought it would correct once the CRA's updated their reporting cycle. However, it has still not been removed. I made a formal complaint on 27/03/2024 and have had contact with the executive team who advised that  "EE account ......... has now been deleted from the Credit File as it failed to close as it was reporting the payment arrangement set up despite, as advised this failing which should have resulted in a further default showing.  Please be advised the deletions we have completed take 24 hours to update if a paid service is used to view the Credit File. If the customer uses one of the free services to view the Credit File, the recordings update in 24 hours but the changes can take up to 30 days to be visible on a new copy of the Credit File. I have requested compensation and been advised by EE that another team are looking into this. That was almost 2 weeks ago and there has been no contact since, despite me chasing it. I do not want to go to court and would rather settle this amicably. However,I have been advised that I might have a claim for aggravated damages due to the length of time the incorrect reporting has been on my file and the fact that I told EE about this issue and paid the demanded outstanding amount of £69 almost 18 months ago. Should I just wait for EE to reply or should I start building my case against them? Is their statement admissible as evidence of their blame or do I need to dig a bit more? I made a DSAR which was initially rejected as having no data found yet. I trawled my e-mails from 2013 and found the account number and mobile number, I'm now awaiting the result of my 2nd attempt at DSAR. I have very little in the way of proof of actual loss except a mortgage refusal e-mail from HBOS in 2015. I have also had high interest loans and credit over the last 10 years but again cannot directly attribute this to this one specific error. There were other items on my credit file that could also have contributed to a low credit score too and I'm not out to cash in on anything. I want to make sure I don't end up shooting myself in the foot for any obvious reason and would appreciate any help from anyone who has had similar experience with breaches of DPA.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Help needed with Community Care Grant please


supastu
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I now have a flat after being homeless for 13 years and have recently been released from jail.I am on JSA and believe i satisfy two of the qualifing benefits. My flat is bear and empty. I was turned down for the C.C.G. please advise.

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Hello supastu and welcome to CAG.

 

This thread is quite old and I think it would be better if you wouldn't mind starting your own thread here please.

 

To do this, come out of this thread using the back arrow and you'll be on the forum 'front page'. Scroll up past the greeny-yellow stickies and you'll see a blue button on the left that says Post New Thread in white. Click on that and ask your questions.

 

If you get stuck, please repost here for more help.

 

My best, HB

Illegitimi non carborundum

 

 

 

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To honey bee, thanks for getting back to me so quick, Im not that great on computers. I tried what you suggested but still got stuck, i have asked for a review from the social fund and have also asked help from the independent review service. I just desperatly need some money to furnish my flat.

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Have you thought about going to the salvation army for help? They can help with the bare essentials like sofas and bed, bedding and kitchen items. It may be worth getting in contact with them, they can also help you in other ways as well.

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Why did the turn you down for CCG. You do qualify as meeting criteria after being in prison and also to "resettle after unsettled way of life" however the social fund them have to prioritise what money they have and make a decision. For example if you applied for curtains and someone applied for a bed and the budget was overspent you may not be awarded. Have you got a Social Worker, can they not support your application form.

 

Have you had a CCG before if so how long ago.

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To honey bee, thanks for getting back to me so quick, Im not that great on computers. I tried what you suggested but still got stuck, i have asked for a review from the social fund and have also asked help from the independent review service. I just desperatly need some money to furnish my flat.

 

See if you can get access to a care/social worker, often local hostels are run by charities who also provide support and care when you find a home, they will know exactly how to fill in a CCG form to give you a much better chance of acceptance.

[sIGPIC][/sIGPIC]

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Stu, whereabouts in the country are you? Just the general region will do, you don't need to say exactly where you are living. I'll see if I can find any charities that might be able to help.

"Then they came for me--and there was no one left to speak for me". Martin Niemöller

 

"A vital ingredient of success is not knowing that what you're attempting can't be done. A person ignorant of the possibility of failure can be a half-brick in the path of the bicycle of history". - Terry Pratchett

 

If I've been helpful, please click my star. :oops:

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many thanks honey bee and laughing girl for getting back to me. i live in a beautiful brand new flat in bromley. i have never heard of NACRO but will do a search. I was thinking about going to CAB to see if they can help with thic community care grant. At the end of the day i can get by with a bed and a cooker. It would be nice to get the bed new though

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