BOS ** Settled in full **

**debking** · 24th September 2006 08:27

Just to say what a great site and thanks to everyone on here.
My claim against Bank of Scotland icon

(current account) has recently been settled in full (£3492)

I have made a small donation icon

- sorry it couldnt be more but have recently paid off 5 figures worth of debt.
Now on to the credit cards .....

Similar Threads:

**davy.no1** · 24th September 2006 14:47

Hi there how far did you have to go to get a full refund.We've just sent off our third letter and have been offered a third of the amount we are claiming for not sure whether to accept would be grateful for any advice.

**debking** · 24th September 2006 16:17

Hi Davyno1

I had filed my 'Moneyclaim' and within approx 2 weeks had a letter from BOS icon

offering full refund with interest icon

and costs, with usual "not liable - goodwill" spiel

BOS had already replied to court to say that they were going to defend, but then backed down at the last minute.

I did not get an offer but I know others that have and they rejected and held out for the full amount and GOT IT!

Stick with it and Good Luck.

**milliewhiplash** · 24th September 2006 16:27

Hi there, i am very new to this having just heard about it from a friend, i have just filled out the initial letter requesting a complete list of all transactions and charges relating to my account and am about to send this away, my account is with the BOS icon

and am wary as to whether i should follow this up or just leave it. any advice would be very much appreciated.

**nikkiandmidgets** · 24th September 2006 17:01

Milliewhiplash - Go for it. Its your money and you are entitled to it back. Spend a day or two reading the FAQ's and some of the threads round the site and then get the ball rolling. While you are waiting on your statements then spend some of your spare time gaining more knowledge on the site so that you are aware of the whole process and the steps involved.
Oh and start your own thread(s) in the relevant areas so that comments dont get muddled and any questions you have can be answered quickly as people wont have to read through multiple claims on one thread!
Finally, if you are at all worried that the bank may close your acct, open another one - theres a thread about parachute icon

accts which should assist with that if your credit rating is not brilliant...

**lesleya** · 5th October 2006 14:23

Hi

BOS

currently owe me over £5k and I have just recently started the ball rolling in the Small Claims Court - is there a quicker way for me to get the full amount refunded as you have done with the £3k?

Thanks

**debking** · 6th October 2006 10:12

Hi Lesleya

Not sure what you mean

Have you just started the process (DPA / SAR icon

letter) or are you already at the court stage?
I had to go through the whole process but was lucky that BOS icon

decided to settle very soon after I had filed my MCOL.
In all it took just under 3 months from start to finish.

**lesleya** · 9th October 2006 12:35

Hi

I have a return date of 15 November for my first claim of £750.00 lodged at Glasgow Sherriff Court (Scotland) with the next claim ready to be lodged - just wondered if you had managed to find a way to speed up the process with BOS icon

instead of having to make 7 claims?

Thanks
L

**debking** · 10th October 2006 12:44

Hi Lesleya
I think I'm missing something - why are you making 7 claims?
Or do you mean 7 different claims?
I only made one claim against BOS icon

for all my charges together and that was done in the usual 3 stages (Pre-Lim, lba icon

and then filed at court via Money Claim On-line). Although they acknowledged the claim - which technically gave them a further 28 days to file a defence icon

- they decided to cough up fairly quickly.
Maybe it works differently in Scotland??
I'm not sure.

**debking** · 10th October 2006 12:58

Hi again,
I've just been reading the forums and I realise now that the maximum you can claim is £750 at a time in Scotland. I am in England and so the limit is £5,000.
Have a look here if you haven't already and maybe post your query here to get the right advice. http://www.consumeractiongroup.co.uk/forum/scotland/
Sorry I couldn't be more help.
Good luck with your claim

Deb

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