Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
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Bank Have Submitted 12 page defence to charges claim
Hi,
I have used the pro formas on the Govan sites (including the one for the moneyclaim part) to reclaim charges totalling £1600. The banks solicitors have submitted a 12 page defence today, which is asking me to provide proof of charges (which obviously I have from bank statements) and to provide a defence to everything written in the pro forma letters.
What should I do now? Clealy I am no legal expert. Should I reply at all, or leave it? Do I need to send them photo copies of my bank statements detailing charges?
Any advice would be fantastic.
NB - I note that this website says I should nothing, but the (court?) letter says I have to sumbit a defence by October 8th?
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
Bank Have Submitted 12 page defence to charges claim
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