UNICORN v's RBS + OTHERS

**unicorn96** · 23rd September 2006 11:48

I have been reading and speaking to a great bunch of people on Bigcol's thread for a few days now and think its time i started a new thread icon

for myself, now i have actually got the hang of how to do this properly. So i will be sticking to this one for good. Would recomend reading Bigcol's thread to anyone, its very informative.
Have recived 2 'sod off' letters in todays mail from Tommy Mclean at RBS icon

re my 2 accounts. Will be sending out lba icon

's in next few days.
However, i also got a letter from Barclaycard offering me a good will gesture payment of 84.00 (i am claiming back 213.19). Will send off letter to say thanks i accept it as interim payment, but will still be claiming for the full amount.
At least it give me a bit of a boost to know i'm getting somewhere.
Good luck to everyone
x

Similar Threads:

**paulwlton** · 24th September 2006 21:10

Welcome on board.

**susanne007** · 24th September 2006 22:09

go and get um

willowb · 25th September 2006 10:18

Good luck sweetie....anything you wanna know, just ask! :>)

Wxx

**unicorn96** · 26th September 2006 11:49

Thanks to everyone for welcome. Cheers willowb for all your help too. I note that you have barclaycard on hold re microfiche. I had that with them to. I already had about 3 yrs of statements but when replying to my dpa letter said they couldnt go back any further as it was on microfiche. What are you intending to do ?

**unicorn96** · 27th September 2006 15:07

Have had a letter today from Goldfish saying the usual stuff and offering me partial payment £112. Unfortunately their 14 days ran out yesterday and i posted an lba icon

to them today (our letters crossed in the mail). Should i just wait to hear back from them or should i send another LBA stating that i accept partial payment but will be persuing the rest etc etc

willowb · 27th September 2006 18:26

Hi Unicorn,

I've put the whole microfiche barclaycard thing on hold for now, I'm doing too much at the moment. Did Martin answer your question in another thread?

Anyway, take care
Wxx

**unicorn96** · 27th September 2006 22:10

Thanks Willow. Yes Martin did answer my question. I have just written a 'response to settlement offer' telling Goldfish they can get stuffed and i want the full amount.

**unicorn96** · 28th September 2006 14:03

I have some good news.

I got sent a cheque this morning from American Express icon

Credit Cards for £55.95
in response to my lba icon

, However I was claiming £75.95. Basically they have refunded the difference between what they had charged me in charges and what they say OFT say is acceptable (£12). A lot of credit card companies seem to be offering this.

I'm not sure what to do. Should i accept the cheque, or should i accept the cheque and write back and say i still want the difference of £20, or should i send the cheque back and tell them i want the full amount and am willing to go to court for it ?

What do you think ?

**unicorn96** · 3rd October 2006 18:39

Am in a dilema and need help urgent. Have been going through lots of reading material about the scottish courts and am starting to fill out the forms to start my claim in court. I am including copies of the charges i am claiming (got from templates) can i put on this sheet a claim for recorded delivery which was 3.00 and the 39.00 its going to cost me to file in court.

**unicorn96** · 3rd October 2006 22:48

Is the fee still 39.00 for sheriff court in scotland ?

**unicorn96** · 4th October 2006 13:44

Have filled in Forms 1 & 1b for Barclaycard and Marbles and will be taking them both into sheriff court tomorrow to start proceedings. Am hoping it wont get too complicated. And the fee is still £39 i phoned and checked. Will also be asking the defendents to pay by cheque to myself as my accounts are now supposed to be 'closed', as i paid on a settlement figure and i dont want them crediting an account i no longer use.

**DaringDon** · 4th October 2006 13:53

Good luck unicorn!!

Keep the updates coming.

**unicorn96** · 4th October 2006 13:57

Thanks very much. Have just been reading all your threads. Very interesting

**unicorn96** · 4th October 2006 14:04

Am looking for someone able to merge all my threads together please. Would be Unicorn v's Barclaycard & Amex icon

threads to be merged with Unicorn v's RBS icon

and Others.

**unicorn96** · 11th October 2006 22:43

Have filed 2 claims in sheriff court, one with Marbles and one with Barclaycard. Return date is the 16th November, so will wait with baited breath.
Sent a letter back to Goldfish yesterday with regard to their offer and trying to get me to sign a confidelity letter. They must be getting worried as they sent me a duplicate letter which i received today lol

**unicorn96** · 13th October 2006 00:02

Still no response from RBS icon

visa, mastercard and my bank account, despite giving them 17 days to reply to my lba icon

's. Have spent all evening filling in court forms and will be off to sheriffs court tomorrow to file my 3 claims. Will also be filing claim in court for my joint account but will leave that till weekend lol. That means i will have 5 claims in court at same time. Scary !!! Wish me luck

**unicorn96** · 16th October 2006 13:34

Well thats RBS icon

Visa, Mastercard and my bank account filed in sheriffs court. Now just have to sit back and wait and see what happens.

**unicorn96** · 25th October 2006 13:58

HAD A LETTER FROM MARBLES SOLICITORS TODAY SAYING THEY ARE GOING TO PAY MY CLAIM OF £174.00. WAS WORTH GOING TO COURT FOR. THEY DIDN'T RESPOND TO ANY OF MY LETTERS SO JUST WENT FOR IT. THEY WANT ME TO SIGN TO SAY I WONT TALK ABOUT IT AND THATS FINE, BUT I WANT TO KNOW HOW YOU GO ABOUT ADDING THE 8%. I WAS THIKNING OF SENDING A LETTER BACK SAYING I ACCEPT THEIR PROPOSAL BUT ADD THE 8% FROM THE DAY CLAIM WENT TO COURT UNTIL TODAY. wOULD THAT BE CORRECT ?

**unicorn96** · 2nd November 2006 15:48

OMG - I WON

Had a cheque for £291.90 in todays post from RBOS Visa Cards.
Had filed in sheriffs court less than 2 weeks ago.
There was no letter, just a piece of paper with my name and address hand written on it for the window envelope it came in lol
annnnnnnnnnnndddddddddddd dd a
CHEQUE
Hopefully i will have the same luck with the RBOS Mastercard and my own personal account that i filed in court at the same time.

Also WON against Goldfish today with £300 being paid into my credit card account and WON with Marbles today who are going to be sending me a cheque for £174

Have a few other claims am waiting for news of, but will be making a donation icon

shortly to this site for all its help. Its been invaluable.

Pauline
x

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Won With Marbles - Yippee

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