Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I'm claiming back £2800 in total in bank charges from the Bank of Scotland. My first claim is for £587.
The bank's return date was today but they failed to contact my local Sheriff Court to defend the claim, although they sent me an offer today for £648. I've been told by the Sheriff Court that I have to fill in a Form 11, which they had previously given me, and hand it back to them before this Wednesday.
How do I fill in this form? If I do hand it back to the Sheriff Court will I automatically win by default?
The Form 11 says: "insert that you want the court to grant decree for the sum sued, with judicial interest at 8% per annum with payment together with expenses with undefended summary cause scale, together with lodging dues of £x"
I assume the expenses are the £39 court fee but what does "lodging due" mean?
I've looked at the Govan Law Centre and searched Google but can't seem to find much information about this.
download no2 taking claim to court, page 17 +18 help, you will need no4 also
To be honest, i don't think many have had to fill in this form as normally BOS give in just before the return date, that's why i advised you to give them a call, i reckon they have "overlooked" or maybe "lost" your claim.
hope this helps
mairi