Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi my son sent in his letter on the 12th Sep they received on 13th. Son received a letter back on the 15th saying very sorry and credited all his claim (£134) back to his acount. He's really pleased ( and of course made his donation) Thank you all for your help and guidence xx
Excellent news - wish they were all as easy as that!!
Well done!
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17th Sept: Found this site!
Lloyds TSB
22 Sept: Subject Access Req. 3 Nov: statements arrived. Charges calulated at:
A/c 1 - £2,178.01 + int of £1,206.54 (18.4% authorised)
A/c 2 - £206.11 + int of £211.07 (18.4%) 7 Nov - prelim. 3 Dec - LBA 13 Dec - £750 offered 23 Dec - £750 credited 28 Dec - rejection letter 2 March - issued 16 April - complained at court failure to forward defence
Halifax
22nd September: Subject Access Request. 4th November: No reply so LBA giving 7 days.
Cap One
22nd September: Subject Access Req. 5th October: Letter saying no record of account! 15th October: Replied telling them to try harder... 22nd October: Subject Access Req acknowledged.
Yes would'nt it but great. I mean the banks ect have got to give the money back so why can't they just do it on the first letter and save us all so much trouble! xx
money back after 1st letter **WON**
) Thank you all for your help and guidence xx
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