Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Well, got a very fast response to my S.A.R. today! Just spent an hour adding up the charges, and I'm quite frankly in shock at the moment!
£4200 in bank charges, most of which were applied while my wife was out of work having our second kid, Seem the nice people at the Woolwich made what was a difficult time for us financially a lot worse than it needed to be.
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
I seem to vaguely remember going into my local branch a few years ago and yelling at the manager a bit, and getting a couple of charges cancelled as a result, but I now hoave no way of knowing which ones on this list may have been the 1 or 2 I got canceled.
Would it cause a major problem if I file a MCOL and the Woolwich discover that I'd claimed for 1 or 2 charges that had been refunded already? or would I simply be able to adjust the total of the claim to take that into account.
Your statements probably show these charges having been reversed, if not don't panic. If the Woolwich question it at settlement stage it can be adjusted.
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
I've not got any statments back from them, I have a printout of all the charges with dates and amounts but no other info that would have been on a statment.
I'm going to send the preliminary letter with a copy of the list of charges, if they claim any have been reversed later on I'll adjust the total of my claim.
Hi there. Just about to send off my claim to the Woolwich for £2735 (that includes the 8% interest) Do i put that on the list of charges at this stage or is it only if I go to court? Dying to post the letter bur want to make sure Im doing it all properly!!!!!
as i said in another post to you ! only put 8% interst on when you issue court proceeding ! and babyclare start you own thread it will make it easier for you to follow and for us to help you !
Lloyds TSB - £972
S.A.R, prelim and LBA sent
Claim acknowledged
Defence received
AQ 20/06/06 ***FULL SETTLEMENT RECEIVED 20/07/06***
Woolwich - £2288
S.A.R, prelim and LBA sent.
Offered half
Moneyclaim filed online 02/08/06
Judgement filed online 23/08/06
WARRANT FILED ONLINE 30/08/06
MONEY RECEIVED BY BALIFF 04/10/06 ***FULL SETTLEMENT RECEIVED 09/10/06***
Smile - £175
Pelim 23/06/06 ***FULL SETTLEMENT RECEIVED 07/07/06***
My Ex vs Woolwich - £715
S.A.R sent 30/08/06
Pelim 06/10/06
LBA 20/10/06
Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Hi Everyone, I have snet first two letters and had three replies! Standard replies like everybody else and on eyesterday saying they had sent my letter to Barclays head office. Getting a bit worried about the next stage, but have found this website very helpful, but everytime I log in, i get butterflies in my tummy!!! Anyway will keep you all up to date. Claiming back just under £5000.00 and if successful will then claim for the rest!
Got a letter from the nice Lady at the woolwich, very sorry to hear of the problems I've experienced, and will resolve the matter by the 2nd of November . . . .
Erm I'm afraid you'll have a MCOL sitting on your desk by then love
MadMat V Woolwich
The Consumer Forums
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Re: MadMat V Woolwich
babygclare