Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Default Jacqueline07 v London Scottish ***WON***

    Hi - thought I'd better start my thread for London Scottish. Haven't seen many for this company - but after looking through my statements etc. (I keep everything for ages!) and following normal procedures etc. I have issued a claim against them. Deemed served 23rd August - they have until 6th Sept to reply.

    Watch this space.

    Similar Threads:

  2. #2
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    Default Re: Jacqueline07 v London Scottish

    today i have recieved a letter from london scottish stating that i agreed to ts and cs, and that they will not refund any money nor will they remove the default.
    therefore i shall now file a claim near to pay day (end of month).
    will keep posted.



  3. #3
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    Default Re: Jacqueline07 v London Scottish

    Maxwjz - London Scottish have until today (6th) to acknowledge the claim - hopefully there will be something in the post when I get home today - have not heard a peep out of them since submitting the claim. Will keep you posted.

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  4. #4
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    Default Re: Jacqueline07 v London Scottish

    hi Jacqueline07
    if i were to file a claim with money claim after lbaicon claim how much would this cost?
    and have you heard anything yet from them?




  5. #5
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    Default Re: Jacqueline07 v London Scottish

    No - nothing in the post - will give it another couple of days - my claim with Abbeyicon was to be acknowledge by the 4th - court sent a letter saying that they had acknowledged on the 4th!! If I haven't heard by Friday I'm going to ring the court.

    My claim with LS cost me £80.00 - I think when you log onto the website there is a page that lists the costs there. Good Luck and keep posting

    Jackie

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  6. #6
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    Red face Re: Jacqueline07 v London Scottish

    Have rang the court today - London Scottish have not acknowledged so was advised to send in the Request for Judgement. I don't know if I feel good about this or not - knowing as I do that they will probably plead ignorance etc. etc.

    However, I'm filling in my form, asking for immediate payment and we will see.

    I asked the court manager if I should contact LS - she said no - they haven't replied so I am entitled to claim my money!!

    We will wait and see.

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  7. #7
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    Question Re: Jacqueline07 v London Scottish

    Any advice on whether I should be doing something else with this? I have sent the request for judgement form off to the court - do I just wait now and see?

    Thanks

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  8. #8
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    Default Re: Jacqueline07 v London Scottish

    OK - received Judgement for Claimant through this morning from the court. Will wait next week to see if London Scottish send through their cheque - I'm not calling it a victory yet until I have their cheque in my hand!

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  9. #9
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    Exclamation Re: Jacqueline07 v London Scottish

    Some advice would be welcome - have received judgement from court - but have heard nothing from London Scottish. What is the best way forward - telephone London Scottish direct? Do I have to allow them so many weeks or days to contact or send monies? thanks - Jackie

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  10. #10
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    Exclamation Re: Jacqueline07 v London Scottish

    **bump**

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  11. #11
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    Question Re: Jacqueline07 v London Scottish

    OK - have just spoke to London Scottish - after holding for 15 minutes as the person answering the phone didn't have a clue what I was talking about - another gentleman rang me back. Asked that an office manager could perhaps ring me tomorrow to discuss progress on the complaint. I said "with all due respect - this is no longer a claim and I had received judgement - therefore I would like to know when the monies will be sent". He asked which address I sent the info. to (including the court claim) and I replied to the corresponding address on all of my letters. This, however, does not seem to be their head office.

    Does this matter?

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  12. #12
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    Exclamation Jacqueline07 v London Scottish ***WON***

    Hi - I've posted a thread on this in "Other institutions" but seem to be the only one so far that has issued a claim against this company.

    I have received default judgement against them. They failed to acknowledge and defend. Judgement was issued on 14th September.

    I was quite undecided what to do - court said that it was up to me as to my next steps. Tried to ring London Scottish yesterday and was told that someone would ring me today (21st) to discuss progress of claim! Respectfully told them that the claim was complete and I had received judgement. No-one rang, so I rang back today, was told by the call centre that they are not allowed to discuss this with me over the phone as it is now being dealt with by their solicitors. I have said that unless I receive correspondence by Saturday, I will be applying for the warrant of executionicon.

    Can anyone advise - have I done the right thing - should I just apply for the warrant anyway - they have had over a week to write to me. I don't really want for them to apply for the set asideicon and delay this any further.

    Does the warrant, if issued now, prevent them from applying for the set aside or can they do that anyway. I'm tempted just to fill in the form and post it tomorrow anyway. Total monies now £801.47 (without warrant fee)

    Any advice would be much appreciated - I've read through Nightstar v Barclaysicon and feel that I have already given them too much time (?)

    Many thanks
    Jackie

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  13. #13
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    Exclamation Re: Jacqueline07 v London Scottish

    *Bump* anyone - please - I'm really annoyed that these people still think that they can "progress" my complaint when I've received judgement. I think that I'm going to send in the warrant today anyway but some advice on what they can do would be most appreciated.

    Jackie

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  14. #14
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    Default Re: Jacqueline07 v London Scottish

    Hi Jacqueline,

    Best practice after a judgment by default is not to contact the bank, but go for enforcement after a few days. If you contact them it alerts them that they still have time to set asideicon. Go for enforcement asap.

    Best of luck

    Zoot


  15. #15
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    Default Re: Jacqueline07 v London Scottish

    Many thanks zootscoot - posted warrant recorded delivery yesterday. Hopefully that will work although I'm not holding my breath until I receive payment. Read through Dashngail's posting from you and made my decision from that. Once again, many thanks.

    Jackie

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  16. #16
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    Thumbs up Re: Jacqueline07 v London Scottish

    Notice of Warrant received from court and also after a trip to the post office a cheque for £860.67 from London Scottish. Yippeeeeeeeee, I've won.

    Many thanks to those that gave advice on this one. This is my first positive outcome so, as James Brown would say, I feel good!

    Jackie

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  17. #17
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    Default Re: Jacqueline07 v London Scottish

    WELL DONE Jackie - fantastic news!

    --------------------------------------------------------------
    HSBC
    Settled in FULL on 8/8/06 - £3619.53


    CAPITAL ONE
    Settled in Full on 6/9/06 - £84.76

    ABBEY NATIONAL (Old N&P Mortgage)
    Settled In Full on 2/3/07 - £307.13

    SPML
    *Court Case Withdrawn - family illness*

    MORTGAGES PLC
    *Court Case Withdrawn - family illness*

  18. #18
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    Thumbs up Re: Jacqueline07 v London Scottish

    Thank you Les - although having looked at the cheque the figures say £860.47, the words says eight hundred and sixty seven pounds and forty seven pence. They can't even write cheques out properly!! Will take the letter into the bank tomorrow with cheque so that they can verify the amount. Hopefully this will be OK.

    Could a Mod change my thread to WON - thanks so much.

    Jackie

    Abbey: Settled - now for no. 2
    Dudley Building Society : claim dismissed - no costs
    London Scottish: settled in full
    Capital One - settled in full

    "Energy and persistence conquer all things" Benjamin Franklin

    Any advice, information and thoughts given by me are just my humble opinion

  19. #19
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    Default Re: Jacqueline07 v London Scottish

    Fantastic news!

    Congratulations, I'll arrange for your title to be changed. Don't forget to fill out the survey.


    All the best

    Zoot
    Zoot


  20. #20
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    Default Re: Jacqueline07 v London Scottish ***WON***

    well done jackie.

    gives me confidence to carry on with mine.



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