Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Just wanted to know if anyone has any knowlege of Cahoot cancelling overdrafts or accounts when claiming unfair charges back. I have quite a large overdraft with them which there is no way I can afford to pay if they decide to cancel it. Unfortuatley I will not be able to get this overdraft with another bank so I'm kind of stuck really.
It is contrary to the Banking Code to take such punitative measures during what is in effect a dispute. There should be more information about this on the site as well.
However, I think there have been people where after the conclusion of court case Cahoot have asked to close the account (here's one: http://www.consumeractiongroup.co.uk...get-tough.html)
Either way, Cahoot's terms and conditions state that they should give you 30 days notice before ending an agreement and closing the account: legal T&Ts
There are plenty of recommendations for free parachute accounts, which you might still be able to open.
Thanks for the responce and the links but I'm trying to find out if 'they' can cancel my overdraft and demand repayment which there is no way I can do.
Cancelling Accounts or/and Overdrafts
with them which there is no way I can afford to pay if they decide to cancel it. Unfortuatley I will not be able to get this overdraft with another bank so I'm kind of stuck really.
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