Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

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Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. #1
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    nads75 Novitiate nads75's Avatar

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    Unhappy Nadia V Barclaycard

    Hello all,

    Im trying to get hold of my Barclaycard account number as i shut the account down and even though i remembered my login to the internet site it only states "account ending in XXXX" So after sending a secure email and then being told to ring customer services i got nowhere. The customer service woman wanted to know what i wanted my account number for etc etc so i eventually told her i needed it to send a S.A.R. and she said she didnt know what one of those was???hmmm yeah right, she even said she could set up a new account for me with a new card etc. hahaha, anyways i now have to write to Barclaycard PO BOX 5592 in Northhampton to get my blimming account number. Why oh why didnt i keep a statement!!

    Similar Threads:
    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  2. #2
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    clint1974 Novitiate clint1974's Avatar

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    Default Re: Nadia V Barclaycard

    do you have any reciepts that might have the number?

    RBS Bank Acc £1750 Settle In Full 16/10/2006
    RBS Credit Card £132 18/09/2006
    BlackHorse Voluntary Termination
    Bankrupt May 2009

  3. #3
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    closey Informative closey Informative closey's Avatar

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    Default Re: Nadia V Barclaycard

    Send in the SARicon letter along with a copy of proof of identity (passport, driving licence etc) and if you are still residing at the same address a utlity bill.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  4. #4
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    Default Re: Nadia V Barclaycard

    Oo i hadnt thought of that, will look tonight!
    Thanks

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  5. #5
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    nads75 Novitiate nads75's Avatar

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    Default Re: Nadia V Barclaycard

    Send in the S.A.R - (Subject access requesticon) letter along with a copy of proof of identity (passport, driving licence etc) and if you are still residing at the same address a utlity bill.
    __________________

    Great, even better! That i can do now as i have passport and utility bill copies on my desk! Thankyou.

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  6. #6
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    Default Re: Nadia V Barclaycard

    There sorted!

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  7. #7
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    Default Re: Nadia V Barclaycard

    So excited, sent S.A.R on Friday recorded delivery.
    should have recieved it by now eh? I will start my countdown.

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  8. #8
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    Default Re: Nadia V Barclaycard

    Check the Royal Mail website to make sure it's been received.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  9. #9
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    Default Re: Nadia V Barclaycard

    Well Royal mail showed nothing for Barclaycard but unbeleivably i had a response from them today. They dated the letter 25th Sept 06 so they must be sitting there with letters to go out to everyone.

    Its the usual microfiche argument, blah blah, nothing before sept 2004. Even though i can get hold of the statements if i pay??
    Trouble is i knew that there would be no info post 2004 as i paid the damn thing off ages ago but i wanted to get the stuff pre 2004 as thats when i paid fees etc. So i cant even assume what i paid based on what they have sent me.

    Im gonna have to get on with second bit now then. Im assuming thisis the letter before actionicon Section 7 – Data Protection Act 1998 in the templates libraryicon?
    Ive searched for hours through all the microfiche stuff and my head now hurts! No wonder they put so many people off with this argument.

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  10. #10
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    Default Re: Nadia V Barclaycard

    Right letter to Mr Richardson (cust. relations manager) has been filled and im posting tommorow. Even though i know i will get the microfiche argument again!

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  11. #11
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    Default Re: Nadia V Barclaycard

    As expected the letter has been passed to a Carol Jones Cust. relations manager who informed me that copy statements are stored on microfiche etc etc but for £3 a copy statement i can get the info???? Agrhhh, do you think they have a smirk on their faces as they print these letters out?

    Im not sure what is next now, the letter to the financial obudsman? Problem with me is i closed the account pre 2004 so i cant estimate any charges. Any advice?

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  12. #12
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    Default Re: Nadia V Barclaycard

    bump

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  13. #13
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    bobtheb Novitiate

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    Default Re: Nadia V Barclaycard

    Pay the £3 per statement if you can afford it,claim it back as costs

    :grin:amount WON so far £15,021.27(12 claims)

  14. #14
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    Default Re: Nadia V Barclaycard

    NO, do not send them £3 per statement. Use the letter template in the link below in response:

    http://www.consumeractiongroup.co.uk...-argument.html

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  15. #15
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    Default Re: Nadia V Barclaycard

    yes but the letter won't work as Barclaycard won't give in over this. Better to pay for the statements and then claim the money back when it goes to court.

    _________________________ ________________
    Alliance & Leicester MBNA Credit Card
    Data Protection Act letter sent 3 July 2006.
    Incomplete list of charges received 12 August 2006
    Requested repayment of charges 10 November 2006
    LBA sent 24 November 2006
    Estimated £4650 in fines and interest.
    Barclaycard
    Data Protection Act letter sent 3 July 2006.
    Incomplete statements sent 9 July 2006
    Requested repayment of charges 14 August 2006
    LBA sent 30 August 2006
    Estimated £468 in fines and interest.
    Initiated claim at MCOL 20 September 2006
    Claiming £615.47 including fines & interest, s69 interest and costs
    Claim acknowledged 10 October 2006
    Defence filed 20 October 2006
    Settled in full £640 total. 14 December 2006
    Vodafone
    Requested Default Notice removed 10 July 2006
    Received letter agreeing to request 10 August 2006

  16. #16
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    Default Re: Nadia V Barclaycard

    I have sent them the lbaicon letter instead closey as suggested in the templates section "Data Protection Act - Non-Compliance - Template Letters" using scenario 1, template 1. and still got the same message re microfische.

    Does anyone know what sort of costs will be involved in paying for copy statements? I mean what are we talking her £3 per page? or monthly statement?

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  17. #17
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    Default Re: Nadia V Barclaycard

    £3 per statement not £3 per page

    _________________________ ________________
    Alliance & Leicester MBNA Credit Card
    Data Protection Act letter sent 3 July 2006.
    Incomplete list of charges received 12 August 2006
    Requested repayment of charges 10 November 2006
    LBA sent 24 November 2006
    Estimated £4650 in fines and interest.
    Barclaycard
    Data Protection Act letter sent 3 July 2006.
    Incomplete statements sent 9 July 2006
    Requested repayment of charges 14 August 2006
    LBA sent 30 August 2006
    Estimated £468 in fines and interest.
    Initiated claim at MCOL 20 September 2006
    Claiming £615.47 including fines & interest, s69 interest and costs
    Claim acknowledged 10 October 2006
    Defence filed 20 October 2006
    Settled in full £640 total. 14 December 2006
    Vodafone
    Requested Default Notice removed 10 July 2006
    Received letter agreeing to request 10 August 2006

  18. #18
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    too strong Novitiate

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    Default Re: Nadia V Barclaycard

    Quote Originally Posted by roydosan
    yes but the letter won't work as Barclaycard won't give in over this. Better to pay for the statements and then claim the money back when it goes to court.
    Has anyone actually done this as to me it would be a service which
    can't be claimed on.



  19. #19
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    Default Re: Nadia V Barclaycard

    Ok Non compliance letter was a no go again! Im really considering paying for the statments now. What would 3yrs of statements amount too? any ideas?

    and again as too strong asked has anyone actually won these costs back?
    Im sending off the complaint to the ICO now me thinks, so should i wait for a response from them first or just bow down and pay for the statements?

    I was hoping the Abbeyicon fiche argument might have rattled barclaycard but nope it hasnt!

    Nadia.


    ------------------------------------------------
    Barclays Current Account - S.A.R 22/09/06 - Prelim sent 23/10/06 - part pay accepted - sent LBA 16/11/06 - Payment out of court March 07. Hooray!
    Capital One Credit Card - Sent S.A.R 22/09/06 - statements recived 30/10/06 - Settled Dec 06.
    Egg Credit Card - Sent S.A.R 22/09/06 - statements recieved 30/10/06- about to send prelim
    Barclaycard - S.A.R 22/09/06 - Microfishe letter - non com. 29/09/06. - wont comply letter - 16/10/06 16 days left- getting nowhere letter back! 16/11/06 Information Commissioners Office compaint - 18/12/06-Statments sent - prelim going out 24/5/07.
    Virgin/MBNA - S.A.R 22/09/06 - part pay accepted - settled.

  20. #20
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    Default Re: Nadia V Barclaycard

    Ok now you need to go back and send template 2:

    http://www.consumeractiongroup.co.uk...n-act-non.html

    This gives them a further 7 days before you start court proceedings to get an enforcement order against them.

    You do win your costs back, however I really wouldn't pay the £3 per statement. You need to show them you mean business.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.


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