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Mobile Phone insurance refusing claim after phone went through washing machine!


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Hi everyone -

 

As above really!

 

I put phone in back pocket of jeans and then it ended up in the wash bin and shortly thereafter going through the wash!

 

I called to put in a claim but was told that I should have taken more care over it and so they would not be paying out

 

Is there anything I can do or do I just have to take this one on the chin?

 

All advice gratefully received as always

 

H

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assuming you have accidental cover, argue your case, unless they want to state you intended to put the phone into the washing machine, or were somehow reckless in knowing the phone was in your pocket, but thought it would work afterwards, they have no case.

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Hi Mwynci

 

Thanks for your post :o)

 

This is the way I see it - I mean what is the use of having accidental damage cover if they are going to argue that somehow that I should have prevented the accident happening - I will appeal and see what they say then... actually I think they just say things like this as a try on - if you accept it and take it no further they've won whereas if you appeal it they probably cough up!

 

Will keep you posted

 

All the best

 

H

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