Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)



Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

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  1. 21st September 2006 05:52 #1
    Rallya Rallya is offline
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    Default Rallya v Alliance & Leicester

    Only £134 in charges to claim back, but every little helps so the saying goes

    Sending my lbaicon letter off today by first class recorded delivery, am expecting the standard fob off letter so in 14 days will be ready to file my claim...will let the forum know how it goes.

    Got my statement through the post for A&L and they are going to charge me 2 x £50 on the 24th August because I went over my overdrafticon limit. Not too bothered at the moment as I have moved all my payments/SO/DD to Natwesticon so I dont use A&L anymore (plus I know they will close the account eventually).

    Just wondering if I should write to A&L about the £50 they are going to charge me and what to say...or wait until they close the account and do a second claim...anyone been in this situation, what did you do eventually?

    Ral xx

    Similar Threads:
    A & L Bank Prelim Letter for bank charges sent 7/9/06
    Fob off letter received 14/9/06
    LBA sent 21/9/06
    2nd Fob off letter received 28/9/06
    MCOL filed 28/9/06

    HFC Bank CCA letter sent 7/9/06
    Abbey CC (Aktiv Kapital) CCA letter sent 7/9/06
    Bank of Scotland CC CCA letter sent 9/9/06
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  2. 21st September 2006 09:44 #2
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    Default Re: Rallya v Alliance & Leicester

    Hi Ral you can add on more charges to your claim right up to the court stage.

    If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.
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  3. 21st September 2006 14:44 #3
    Rallya Rallya is offline
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    Default Re: Rallya v Alliance & Leicester

    Great, thanks Martin

    A & L Bank Prelim Letter for bank charges sent 7/9/06
    Fob off letter received 14/9/06
    LBA sent 21/9/06
    2nd Fob off letter received 28/9/06
    MCOL filed 28/9/06

    HFC Bank CCA letter sent 7/9/06
    Abbey CC (Aktiv Kapital) CCA letter sent 7/9/06
    Bank of Scotland CC CCA letter sent 9/9/06
    Abbey Loan CCA Letter sent 9/9/06
    Marks & Spencer SR CCA letter sent 9/9/06
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  4. 25th September 2006 23:50 #4
    Rallya Rallya is offline
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    Default Re: Rallya v Alliance & Leicester

    Logged onto my A & L account online today and noticed the section where it said the £50 charges were going to be added to my account on 24 August has gone, and they havent been added to the account either. Looks like A&L may have cancelled them...wonder if its because they have received the lbaicon letter I sent out...hmm.

    A & L Bank Prelim Letter for bank charges sent 7/9/06
    Fob off letter received 14/9/06
    LBA sent 21/9/06
    2nd Fob off letter received 28/9/06
    MCOL filed 28/9/06

    HFC Bank CCA letter sent 7/9/06
    Abbey CC (Aktiv Kapital) CCA letter sent 7/9/06
    Bank of Scotland CC CCA letter sent 9/9/06
    Abbey Loan CCA Letter sent 9/9/06
    Marks & Spencer SR CCA letter sent 9/9/06
    Reply With Quote Reply With Quote
  5. 26th September 2006 00:14 #5
    MARTIN3030 MARTIN3030 is online now
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    Default Re: Rallya v Alliance & Leicester

    Strange........these Gremlins are all over the internet but only seem interested in the bank sites ??

    If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon.
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  6. 26th September 2006 01:13 #6
    DCG DCG is offline
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    Default Re: Rallya v Alliance & Leicester

    await the letter re miculaniace charges m8 then laugh

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  7. 28th September 2006 15:17 #7
    Rallya Rallya is offline
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    Default Re: Rallya v Alliance & Leicester

    The extra £50 charges were added on the 26th September, oh well...knew it was too good to be true

    Received my second fob off letter today so went to Moneyclaim online and filed my claim, total claim £219.93...pretty scary but I am determined to go all the way.

    donationicon will be forthcoming once I receive charges back, thanks for all the help on this site!

    A & L Bank Prelim Letter for bank charges sent 7/9/06
    Fob off letter received 14/9/06
    LBA sent 21/9/06
    2nd Fob off letter received 28/9/06
    MCOL filed 28/9/06

    HFC Bank CCA letter sent 7/9/06
    Abbey CC (Aktiv Kapital) CCA letter sent 7/9/06
    Bank of Scotland CC CCA letter sent 9/9/06
    Abbey Loan CCA Letter sent 9/9/06
    Marks & Spencer SR CCA letter sent 9/9/06
    Reply With Quote Reply With Quote
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