Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
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Just sending off my preliminary letter to RBoS today requesting the re-payment of £1093 worth of charges over the past 6 years
Couldn't believe it when I added it all up!
Anyway, letter sent today, so we'll see how long it takes for the 'we're sorry ... go away' letter in return.
Whats the chances, going by RBOS' previous cases, that this will go as far as having to file for court proceedings? Don't mind either way, as long as I get my money back
I made a claim for £3300 aganst RBS. I received a letter from my RBS branch offering £600. Sent a rejection letter. 12 days letter recieved a letter from Customer relations in Edinburgh offering £2100. I will send a rejection letter to this and tell them they have 12 days to supply all of it before I take court action. What I expect them to do is offer to pay in full a day before initiation of court action is due.
They take it to the wire.......but hang on in there.....and dont let them intimidate you along the way.
You WILL get it all eventually.
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Got my letter from them today saying 'sorry your not happy' ... blah blah blah ...
Sending the lba to them today, so hopefully hear back from them soon
How many of these cases against RBS have actually gone to court? Not that I'm overly worried about doing this, I was just wondering what the likelyhood of this being settled before having to issue a small courts claim would be?
As far as I'm aware mate none have actually gone as far as the cortroom. The closest I've read was on Mairi V RBOS. She got to court but their representative offered her settlement before they went in
Gav
14/09/2006 - Data Protection Act letter sent to my bank.............here goes
28/09/2006 - Statements received through the post. Charges appear to be in the region of £2000
04/10/2006 - Prelim letter sent for charges of £2037
You should read some of the threads like Bigcol / willow etc in the RBS section.
The famous Cobbetts and Co will hapilly make you wait !!
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Ok, after sending off the lba letter I got a response from Mr Tommy Mclean stating "We believe that our charges are fair ..... " "and will not be refunding any of the charges applied to your bank account"
I've had a look through the step by step instructions, and think the next step is to issue a court claim now. Is this correct, or is there anything I should do in the meantime?
Not really looking forward to going to court over this, but if thats what I need to do, then so be it!
Edit - Just been reading some of the other threads about people getting paid out early after emailling Mr McLean. Should I be doing this before filing a court claim, or is it just going to be another mammoth case where its going to drag on?
Am watching your case as you are in the same position as me. I received my famous letter from Mr McLean today and have asked in other threads the next step, will keep you posted.
Alison
RBS
13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL
Cheltenham & Gloucester (ERC's)
21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!
Alison/ Bry.....They must have sent the "bugger off" letters out en-masse! I just got mine (Yaayyyy!!!).
I now feel really special.......mine wasnt even on original letterhead, but a photocopy
j
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
Mine too, it looks like it was stuffed in the envelope with complete anger!!!!!
A bit like my attitude towards them!!!!!
Are you now going to send or email lba??
Alison
RBS
13/10 - Prelim sent, 19/10 - Sod Off letter recvd, 27/10 - partial offer received, 27/10 - rejection letter sent, 3/11 - SETTLED IN FULL
Cheltenham & Gloucester (ERC's)
21/11 - Prelim sent, 26/11 - sod off letter recved, 2/12 - LBA sent, 10/12 SETTLED IN FULL!!
Hell yeah! - copy in the post tomorrow morning. Its good to keep a sense of humour, but this whole bank issue really riles me!
OK Alison/ Bry......get your Nikes on......its a race to Tommy Mac's in-tray!:grin:
1
2
3
GO!
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
I would advise all of you in this position, to e-mail Tommy personally, as i told alison check out the letter in andrew1 thread, she seems to have done this, i e-mailed this to Tommy, recieved offer of £1500, thank him for the offer, and told him i would accept as interim payment, however i would persue the rest through the courts, re-iterated that it would be easier to settle before court action, as it would not make business sense and financial sense for this to go to court, for them. i will happily, e-mail the letters i sent, if you p.m. me, with your e-mail addresses.
There have been some good results in the last week.
2 longstanding members WillowB and Big Col have both had cheques today.
So this is good news for the rest as they move up the queue.
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Dont forget B, Tommy is sharing Margueritas with Salman Rushdie at the moment and Ross McDonald is standing in (something, up to his neck)
j
ps. sorry about the avatar.....saw it and just couldnt resist
1/9/06 RBS claim #1
8/11/06 - claim settled
17/11 claim #2 started - incl creditcard
30/11 - CC statements received
31/11 - Prelims issued - RBS paying up, only M/C to go)
If any of my advice/ info has been helpful, please click the scales
Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional
Brydon vs RBOS (Royalties)
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Originally Posted by kevinjay27
