Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
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hi can anyone help me ive sent my first letter to the bank (Barclays) to claim all my charges back but now im doing the second letter how do i work out my intrest ? also can i claim £511 ive been charged for having the account over the last six years?.
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
GE capital (5 accounts) WON link HERE
Lloyds bank account WON second claim starting! link HERE
Budget insurance cough up WON linkHERE
Principles WON link HERE
A&L (Mrs Crusher's account) claim link HERE
Barclays claim link HERE
i have sent the third letter asking for my money i followed the guide its now been 14 days and no answer not even a offer of part payment. could anyone tell me if this is normal or am just unluky. also wot do i do now.
It is not out of the ordinary - I presume that you sent the letters by recorded delivery?
Assuming you did, then just proceed to the next stage - although I am not aware what this "third" letter would have been since the step-by-step only mentions two.
Alan, Derby, UK.
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Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
i sent 1 asking for statemants
2 asking for money back
3 saying thay have the 14 days to pay it back or i go to court
i didnt send it by recorded post(very silly)
Not a serious problem, but it reduces any credibility when they claim they have not received the letters. However, a court will accept that they have been delivered providing you have kept copies.
I would now just move on to the next stage - eventually they will have no choice but to respond.
Alan, Derby, UK.
PLEASE HELP US TO KEEP THIS SITE RUNNING
EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS
Or you may wish to buy one of these great resources:
Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
Click on the above link to place your order - payment by Paypal.
_________________________ _______
Sorry, but I cannot deal with your case by PM - please ask questions in your own thread. If you do not get a reply within 48 hours send a PM, with a link to the relevant thread, to any Site Team Member.
DO NOT SEND QUESTIONS ABOUT YOUR CLAIM TO ADMIN, or our WEBMASTER - YOU WILL NOT RECEIVE A REPLY.
Advice given is purely my opinion, and is not based on any legal training.
after the 14 days wer up today Barclays have sent a letter offering £250.00. also a name of the customer relations manager "if im not happy with the offer please call" im going to call and say im very very very very sorry but see you in court.
can anyone tell me tho iv had 6 more charges since the first letter can i claim for them as well all at this time or do i have to start again for the other amount?
no you can add them all on right up to court claim ok?
I QUESTION THEREFORE I AM!!
Unfortunately i'm not an expert in any given field legally and my advice and that of the Consumer Action Group and the Bank Action Group is given without prejudice and without liability so please if in any doubt whatsoever seek help from an insured qualified professional. Contents of my posts are purely my own personal opinions and not condoned or endorsed in any way, shape or form by CAG. Thank you!
I am a just a few days ahead of you. I sent my letter off to Barclays yesterday saying thanks but no thanks, I also tried to ring Laurence White to discuss my claim and it's a waste of time, as it took me three days to get in touch and then it was his collegue that called me back to say that basically that was the offer take it or leave it. I have now given them 7 days to pay up or I will start my claim with intrest and court fees. I have also incurred another charge last friday which I have added to my list of charges as you can change the amount up to the point where you do a money claim. I will keep my eye on your progress.
Prelim Letter sent 4/7 Claiming £650
Standard fob off letter received 7/7 (promising looking into my claim and would get a response by 31/7) lba sent 28/7 Received partial offer of £430 on 1/8 Recieved a second fob off letter in response to my LBA giving me another Ref . 3/08 Sent thanks but no thanks letter giving 7 days b4 starting moneyclaim.
Barclays wil probably acknowledge in the next few days - this gives them 28 days to file a defence. At the 28 day point they will defend. The Court will then send a copy of the defence and an allocation questionnaire for you to fill in and send back wthin 14 days. Then you wait maybe 3 weeks until the court tells you when you get a hearing or whatever.
You will have plenty of time to read the posts in the forum to see what happens.