Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
If you have been successful in your claim with Alliance and Leicester but the thread title doesn't show **WON** or **SETTLED** can you please send a private message to one of the mods to change the title and put it in the successes sub-forum.
This will give other users an at-a-glance guide to other cases that have been won and may just give them that extra little bit of confidence needed to pursue A&L themselves.
If you can't PM a mod for whatever reason then just reply to this thread.
PLEASE ONLY POST HERE IF WON AND NEED TITLE CHANGED
BEFORE starting your claim read through the FAQ's and if there's something you aren't sure of then ask.
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Contents of my posts are purely my own personal opinions, some formed by personal experience and some from research. If in doubt seek qualified legal advice.
just claiming my charges and submitting my claim to court, trying to work out if I can claim any more interest, the account is quite new, so not sure about compound interest...any one with any ideas, sorry not used to all these facts and figs?
cAN YOU HELP ME OUT , I AM AT THE STAGE OG MAKING MY CLAIM THROUGH THE COURT (ON LINE) IS THIS WHERE I SEND MY CLAIM FORM TO Bootle: Sefton Metropolitan Bo, Town Hall, Lord Street, Southport, Merseyside Postcode:
PR8 9SA
THE ADDRESS I HAVE ON MY CHECK BOOK IS BOOTLE MERSEYSIDE GIR 0AA
Hello, after a month away, found telephone and computer disabled - it's taken 8 days 'til this evening for all to be restored.
Would Caro or someone kindly move this to correct place,please. I want to tell the world I have won: A&L cheque(hopefully unbounced, I'll soon know)for £2389.44 received(as Battleaxe, dear lady, heard me screech down my mobile) against claim of £2362.16, on 24 January.
Asked at Court if I should return the £17.28 overpayment and was looked at strangely by Clerk.
'No', said she.
!!!WON!!!
It is so wonderful. I am trying to find my way to making donation, but just get 'You do not have enough privileges'etc note when trying to access other areas.
My apologies for any inconvenience I am causing by posting here.
BUT, MOST OF ALL, THANKYOU TO EVERYONE WHO HAS CONTRIBUTED TO THIS OUTSTANDING SITE WITH HARD FACTS, MORAL SUPPORT AND EVERY POSSIBLE ENCOURAGEMENT.
MERCI MILLEFOIS!
Recieved the cheque today, two weeks after issuing my claim with MCOL.
The standard "no liability" letter, plus the "future operation" bit. I have written an acknowledgement, quoting the recent FSO ruling and pre-announcing my intention to report to the FSO if (when) my account is closed.
Hi guys, just in the process of filing the small claims court N1 form but just wanted to ask a few things if anyone can help. On the bottom of the form it has a space for solicitors fees, and i wasnt sure what to put in there as i was hoping there wouldnt be any! Also the interest charges that you claim back does that include the standard monthly charge that they issue for being in you overdraft? Any helo would be much appreciated, cheers.
I've got my £2315.00 from the theiving monkies!!! had to file court action though.... A&L make life as difficult as possible. If you are still trying to claim your money back keep going they pay up in the end!!!
I got £1600 back from alliance and Leicester in under two months without even filing for court - in the end it just took a strongly worded letter to make them cave!
Following earlier success with Lloyds have just received the full amount from A&L but only after we filed in court. They said the usual 'no admission of liability', 'no sign of weakness', 'charges are fair' etc etc but coughed up anyway!
Subsequently, however, they have now followed up with another letter saying the account is to be closed because we 'clearly do not accept certain aspects of their terms and conditions' and threatening default status being registered with a credit refererence bureau if we can't immediately repay any outstanding balance and have to make repayment proposals! Talk about bad losers or what!
I am not one to lie down easily and now intend to take the petulant b*stards to the Financial Services Ombudsman because this is nothing short of retaliation and a thinly veiled threat for them being found out! Can anyone point me in the right direction?
I won my claim against the A & L. They submitted my cheque 2 days pior to the court cut off date. Yes, I used Money Claims on Line and wrestled with the site and the address of the defendants but eventually it was all worthwhile both financially and just to have a moral victory against a large institution
Hi Fantastic news that you won against A&L. I have just received a letter from them today, stating that their charges are fair and therefore, they wont refund me the £2036.50 charges. Could you help me. What letter should I send to them on reply? Or do I just start the court proceedings?
Successful Claims
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Re: Successful Claims
Bootle: Sefton Metropolitan Bo, Town Hall, Lord Street, Southport, Merseyside 
Hello, I won back £1000.00 from the A&L, they sent the final cheque today. 
Any helo would be much appreciated, cheers.
