Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Page 1 of 2
1 2 LastLast
Results 1 to 20 of 33
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Zoeo vs Barclays * WON *

    Hi there,
    I am quite far along with my claim now, but have not posted a thread yet. So here goes... I have filed my claim with MCOL and Barclaysicon have just acknowledged. I have worked out that they have until Monday 2nd October to file a defenceicon so I just have to wait now! But it seems most people have had to wait until the very last minute.
    My charges come to £1365 but with interesticon added its now £1629!!

    Similar Threads:

  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    fallen7682 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Cornwall
    Posts
    24

    Default Re: Zoeo vs Barclays

    Hi, is that within the 14 days?? My 14 days ends on the 1st October and i haven't had acknowledgment but a letter today offering me £550, and mine total a similar amount to yours!! Getting cold feet haha. Hope all goes well and keep us posted so we can help each other and offer advice, fallen

    Prem letter sent 19th August asking for £1465.00
    Fob off letter received 24 August
    LBA letter sent 3 September
    MCOL started 12 September
    Deemed as served 17 September
    Offer of £550 received 18 September
    (Not accepting, waiting for acknowledgement!)
    Acknowledged on 25 September yey!
    Defended on 8 October
    Allocation Questionnaire received 14th October

  3. #3
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    Barclaysicon also offered me about half the amount, I replied with a thanks but I will only accept as partial payment of the full amount letter. Since I filed with MCOL, Barclays have another 14 days after they acknowledge the claim, so they have bought themselves extra time to defend. Good luck with your claim!


  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    Well, today I have filed my judgement by default as there has been no news from Barclaysicon since they acknowledged my claim . Apparently all claims are processed at 10am so hopefully mine will be done today. Just wonder how long it will take Barclays to get me my money back now!!!!


  5. #5
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    fallen7682 Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Cornwall
    Posts
    24

    Default Re: Zoeo vs Barclays

    Hey, that's great!! Hope that is what happens with mine. Mine was deemed as served from the 17th so they have till the 14th October (which is on a sunday, so they have till next friday) if my adding up is right, doesn't stop me waiting for a cheque everyday though!

    Congratulations!!!

    Prem letter sent 19th August asking for £1465.00
    Fob off letter received 24 August
    LBA letter sent 3 September
    MCOL started 12 September
    Deemed as served 17 September
    Offer of £550 received 18 September
    (Not accepting, waiting for acknowledgement!)
    Acknowledged on 25 September yey!
    Defended on 8 October
    Allocation Questionnaire received 14th October

  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jigr69 Novitiate jigr69's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    I am in
    Daventry
    Posts
    61

    Default Re: Zoeo vs Barclays

    Have Barclaysicon acknowledged the claim? Just that if they reply within the 14 days of submitting a claim, i.e. they filed an acknowledgment of service, they have a further 14 days to submit a defence, or contests the courts jurisdiction (taken from Notice of issue). I'm hoping that they don't reply at this stage at all.

    The reason that I'm very interested in this, is simply that judgement day for me is the 7th October, and I'm hoping that I don't hear anything from Barclays between now and then!

    "The instant you open your mouth to describe a problem you can't fix, the solution you need will occur to you!"

    Claim against Barclays 1.
    Settled in full - 17th January 2007.

    Claim against Barclays 2.
    Settled at 75% of offer - cash required for Xmas.

    Claim against Smile.
    Settled in full, without MCOL involvment.

    Claim against MBNA.
    S.A.R. - 18th September 2006
    Pre Lim - 24th November 2006
    Damm, forgotten about this one!

  7. #7
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    Thanks everyone for your replies!

    Yes Barclaysicon acknowledged my claim on 14th September. They were originally served with my claim on 4th September so they had 28 days to defend, so the last day they had to defend was yesterday (2nd October). I phoned the helpdesk yesterday and was told the dates were all correct but I would have to wait until today to file the judgement by default. So i did that this morning, knowing that it would be processed at 10am.

    I am aware that in some cases Barclays have defended right at the last minute, but fingers crossed this has not happened this time . Guess I just have to sit back and wait now!


  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    jigr69 Novitiate jigr69's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    I am in
    Daventry
    Posts
    61

    Default Re: Zoeo vs Barclays

    Good luck Zoeo!

    From reading EX304 from the HMCS website, they can enter a defenceicon even after the deadline has expired but provided you haven't asked for judgment by default. Since you have, and they haven't - it should be ruled in your favour. I'm hoping that the amount of claims currently going through Barclaysicon would be such that only the largest of claims would be pursued till the last minute.

    "The instant you open your mouth to describe a problem you can't fix, the solution you need will occur to you!"

    Claim against Barclays 1.
    Settled in full - 17th January 2007.

    Claim against Barclays 2.
    Settled at 75% of offer - cash required for Xmas.

    Claim against Smile.
    Settled in full, without MCOL involvment.

    Claim against MBNA.
    S.A.R. - 18th September 2006
    Pre Lim - 24th November 2006
    Damm, forgotten about this one!

  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    Great! I have just checked MCOL and it appears that Barclaysicon have now filed a defence - dont know how they got it in after I filed the judgement but they have. I have ready about this happening to others too. Do I just wait for the aqicon and a court now?


  10. #10
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    essjaysea Novitiate essjaysea Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    308

    Default Re: Zoeo vs Barclays

    The court will send you a copy of the defence that Barclaysicon have filed, together with the aqicon which you have to complete and return within 14 days, together with a cheque for £100 if your claim is for £1500 or more

    Preliminary Letter sent to Woolwich 05/06
    LBA sent 19/06
    Court claim filed 04/07 : Total £824.75
    Acknowledgement of Service 27/07
    Defence received 08/08
    AQ filed 11/08
    Barclays AQ filed 05/09
    Hearing date 20/12
    SETTLED IN FULL £840.49: 14/12/06

  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    I have now received the aqicon and about to start filling it in. Should i send a copy of the AQ to Barclaysicon? I also had Adrian Ruffhead defend my claim!!


  12. #12
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    victimnomore Novitiate victimnomore Novitiate victimnomore's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    Darlington, County Durham
    Posts
    459

    Default Re: Zoeo vs Barclays

    No, the aqicon is for the court. Barclaysicon will have their own AQ to fill in and return to the court.

    Victimnomore
    By day, quiet unassuming bank customer - but, by night, .. .. .. .. ..
    Barclays Case1
    14/03/07 **WON** FULL settlement £3358.39
    Barclays Case2
    08/09/08 Prelim: please give me my £187.91 back.
    Halifax Case1
    14/03/07 **WON** Refunded £728 (including £54 costs)
    Halifax Case2
    08/09/08 Prelim: please give me my £268.24 back.

  13. #13
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    Thanks Victimnomore!
    I have filled in the aqicon, made copies for my records and sent the form back along with the £100 fee and a copy of my schedule of charges. Just have to dit back and wait for Barclaysicon to do theirs now and then wait for the court date. No doubt Barclays will wait until the very last minute again!


  14. #14
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    Just had my court date - February 7th. Just about to start getting my court bundle together. Was thinking of writing to Barclaysicon as well to see if they will settle out of court, but reading other posts i doubt that will make a difference!


  15. #15
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    One step ahead of you!!!!!
    Posts
    2,578

    Default Re: Zoeo vs Barclays

    Hi Zoeo,

    I have a court date for 15th Dec, If I find iny useful stuff i will let you know same goes if you get any useful bits please let me know. I have the bundle form Library Section and have got all my correspondence, statements, latest schedule of charges, sample letters showing a rip off charge on a piece of paper that cost about 10p etc but think mine still needs something special to beef it up a bit.

    Any thoughts welcomed!!!

    Tanz


  16. #16
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    I am just about to send my court bundle off and preparing all the paperwork. Any suggestions as to what i should put in my covering letter to Barclaysicon? Any help would be appreciated, thanks


  17. #17
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    One step ahead of you!!!!!
    Posts
    2,578

    Default Re: Zoeo vs Barclays

    Hi Zoe,

    Just put something along the lines of:

    Address

    Claim Number

    Dear sirs, (Or FAO the person you want to see it)

    Please find enclosed copies of the documents which I have sent to the court and that I will be referring to at the hearing on .../.../....

    Even at this late stage I am will to accept full settlement of my claim including charges, stat interesticon, costs and daily rate of interest. I have enclosed an updated schedule of claim for charges for your information.

    If you wish to settle this prior to the date of the hearing then I can be contacted on blah blah blah....................

    Yours ......

    Name

    Hope that helps in some way feel free to adapt and ammend.

    Tanz


  18. #18
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative TANZARELLI Highly informative

    Follow Real_CAG on Twitter

    Cagger since
    Aug 2006
    I am in
    One step ahead of you!!!!!
    Posts
    2,578

    Default Re: Zoeo vs Barclays

    also add date


  19. #19
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    Thank you so much Tanz - you have helped me loads with this! Your case is an inspiration and congratulations on getting your money back!!


  20. #20
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    zoeo Novitiate

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    Posts
    20

    Default Re: Zoeo vs Barclays

    OK, I have sent my court bundle to the court now and a copy to Barclaysicon. I hope they get in touch to settle, but i worry they might not as my court date isn't until 7th February.



Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE