Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
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I have been been following your advice and reading lots of threads to reclaim £8000 + interest from Abbey. I sent the letter before action on 12th August but have not yet filed for court action as I'm having trouble finding guidance - perhaps I'm just not very good at searching!
I'm concerned about some of the threads that I've read that suggest that we could be liable for the banks costs if we pursue this through fast track. Is this true, and is it likely? Is it too late to split the claim into smaller amounts so it can be pursued through the small claims court?
I have just checked my bank statements on line and notice that Abbey has credited 4 or 5 "Miscellaneous Fee Refund"s on to each of my accounts. Is this so that my court claim will be inaccurate and therefore cause further delays, or is there a more sinister agenda?
Any advice (and confidence building) will be gratefully received.
Its entirely up to you. Abbey have not defended any claims yet so no one has had to pay for costs.
You can split them up if you wish.
As far as partial refunds go.....yes this is something a few banks do with live accounts.
It just means adjusting the claim and going for the rest.
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If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.Private message facilities are offered for users to communicate issues that are/or could be seen to be inappropriate for posting on the main forum.Site rules explain this in more detail.If you are approached by private message with a view to asking you to visit another website,please inform the site team via the report icon. Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed. Donations help CAG to help YOU Click here
Fast Track Guidance Please
from Abbey. I sent the letter before action
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