Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    sandra05 Novitiate

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    Default Bank of Scotland letter of rejection charges

    Can someone please advise what the next step is.

    I have received my statments and sent a letter reclaiming charges on 4.7.06

    sent lbaicon on 6.9.06 giving 14 days notice.

    Letter received from Bank of Scotlandicon on 14.09.04

    As per the terms and conditionsicon of your original agreement, which you signed to confirm you had read and understood the agreement etc etc.

    In view of the above I regret to advise I am unable to refund the charges in question as they are applied to your account as per your original agreement.

    Do I now proceed with the court claim?

    thanks

    sandra

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  2. #2
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    weej Novitiate weej's Avatar

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    Talking Re: Bank of Scotland letter of rejection charges

    Absolutely. Go Gettem

    1/9/06 RBS claim #1
    8/11/06 - claim settled
    17/11 claim #2 started - incl creditcard
    30/11 - CC statements received
    31/11 - Prelims issued - RBS paying up, only M/C to go)

    If any of my advice/ info has been helpful, please click the scales

    Please also remember that any advice is given from my own experience and in good faith as a lay person. If in doubt, please contact a qualified professional

  3. #3
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    lisaab70 Novitiate

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    Default Re: Bank of Scotland letter of rejection charges

    Dont listen to them Sandra, they are just trying to put you off. I had the same thing and after the second rejection letter I rang them to tell them I had been advised to take court action, and what do you know I had the money in my bank account 3 days later!
    A friend of mine has also done the same thing and won nearly 6k back.

    They're just trying to put you off because they know that they will have to pay all your money back if you continue with your claim.

    Go get em girl, good luck.

    Lisa


  4. #4
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    sandra05 Novitiate

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    Default Re: Bank of Scotland letter of rejection charges

    thanks everyone.

    I will call them tomorrow to advise I will be proceeding with court action.

    Good luck with your cases.


  5. #5
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    sandra05 Novitiate

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    Default Re: Bank of Scotland letter of rejection charges

    Sorry I have not posted for a few weeks but I have been on holidayicon.

    I recevied a letter from BOSicon on 10.10. when I was on holiday after sending in a copy of the N1 form I was about to process. They have offered a part payment of £283.50 as a good will gesture. Total claim was for £525.00

    I am about to send in my letter of rejection/accepting this as part payment.

    Will let you know how it goes.



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE