Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

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Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

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BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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  1. #1
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    Default *WON* traceyrmj against Woolwich... bring it on! *WON *

    waiting and waitign and waitign for my statements, they have acknowledged my letter and returned my cheque but as yet nothign to work on but the one year of statements i can access online ( oh and they have added £105 in charges this month alone ) in the last year ( given that we spent half of it in credit for goodness sake!) they owe us about £700 already, cant wait for the rest of the statements.... 20 days and counting

    Similar Threads:
    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  2. #2
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    Default Re: traceyrmj against Woolwich... bring it on!

    They do seem to wait as long as possible before sending out the statements. Good luck with all.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  3. #3
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    Default Re: traceyrmj against Woolwich... bring it on!

    closey, see in your sig you had to file a warrent? what does that mean, do i understand correctly that they lost the court case and even then still didnt cough up :o no! am prepared to take them to court but didnt think id have to worry about sending in the bailiffsicon

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  4. #4
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    Default Re: traceyrmj against Woolwich... bring it on!

    It means they didn't acknowledge or defend my claim, therefore I filed judgement and issued a bailif court warrant against them. The money isn't in my pocket yet, but I'm nearly there!

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  5. #5
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    Default Re: traceyrmj against Woolwich... bring it on!

    OMG they didnt even bother to defend the claim :o

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  6. #6
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    Default Re: traceyrmj against Woolwich... bring it on!

    I think it was just one that slipped through the net

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  7. #7
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    Default Re: traceyrmj against Woolwich... bring it on!

    still waiting.... they are awfull at this!

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  8. #8
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    Default Re: traceyrmj against Woolwich... bring it on!

    You could call them and prompt them

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  9. #9
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    Default Re: traceyrmj against Woolwich... bring it on!

    i thought we were supposed to keep it all in writing then you have copies of everything. if i call them they may try and legalease me rather stick to the tried and tested, might send ther SARicon non compliance letter tho that might wake them up...

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  10. #10
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    Default Re: traceyrmj against Woolwich... bring it on!

    Their 40 days aren't up yet are they?

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  11. #11
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    Default Re: traceyrmj against Woolwich... bring it on!

    no but there is a letter for "tiem is running out you have XX days to comply" in there, that might gee them along

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  12. #12
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    Default Re: traceyrmj against Woolwich... bring it on!

    Certainly send a promt letter, but not the non compliance letter.

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  13. #13
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    Default Re: traceyrmj against Woolwich... bring it on!

    list of charges received ( not a wedge of statements ) will calculate the damage in a mo but they assert in a letter accompanying the list of charges that our accoutn was opened i oct 2004 so all details relate to that period forward... thing is we got a 2 year fixed rate on june 2004 with them so i know we banked there before oct 04 as i have a statement ( a single lonely little statement) dated 3rd july 04. do i write back with the "you still have a few days with which to comply to my SARicon and by the way here is a copy of statement number 2 dated july 04 contrary to your assertions that i opened the account in october of that year"... or do i call them? it may have been an oversight? it may also be that thay are tryignt o play silly peoples with me. they did list the charges out all niceley tho with the balance at the tiem so i can work out how much of the interesticon applied too very kind of them i thought.

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  14. #14
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    Default Re: traceyrmj against Woolwich... bring it on!

    Write to them using template one from the link below:

    http://www.consumeractiongroup.co.uk...n-act-non.html

    Lloyds TSB - £972
    S.A.R, prelim and LBA sent
    Claim acknowledged
    Defence received
    AQ 20/06/06
    ***FULL SETTLEMENT RECEIVED 20/07/06***

    Woolwich - £2288
    S.A.R, prelim and LBA sent.
    Offered half
    Moneyclaim filed online 02/08/06
    Judgement filed online 23/08/06
    WARRANT FILED ONLINE 30/08/06
    MONEY RECEIVED BY BALIFF 04/10/06
    ***FULL SETTLEMENT RECEIVED 09/10/06***

    Smile - £175
    Pelim 23/06/06
    ***FULL SETTLEMENT RECEIVED 07/07/06***

    My Ex vs Woolwich - £715
    S.A.R sent 30/08/06
    Pelim 06/10/06
    LBA 20/10/06

    Advice & opinions provided are personal, and not endorsed by CAG or BAG, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

  15. #15
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    Default Re: traceyrmj against Woolwich... bring it on!

    thanks closey thats the letter i meant, have alreayd sent that one to Abbeyicon so got it already saved to the pc with the relevant details. adds up tho in the three banks im claiming for so far its over £2k!

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  16. #16
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    Default Re: traceyrmj against Woolwich... bring it on!

    standard "we're sorry you are not satisfied" letter arrived today. no mention of my complaint that they had ignored 6 months of my banking history with them( they claim in their letter that i have been with them since oct 04, i have in fact been with them since june 04 as i have a statemnent number 2 from july a copy of which i sent to them with my letter)
    they will fully investegate my claim and aim to reply to me by 26th october.... hmmmm. well thats sad cos i am sending the lbaicon on the 11th and will be filing MCOL on 26th october so it will be nice if they can get backto me by then

    who do they think they are dealing with??????

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  17. #17
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    Default Re: traceyrmj against Woolwich... bring it on!

    letter rec'd escalating my complaint to Barclay's head orifice... they really should read each others mail!

    me against the abbey Paid in full (donation made)
    me against the woolwich Paid in full(donation made)
    me against HSBC Paid in full(donation made)


    beware the scrapbooker, for she has a long memory and sharp knives

  18. #18
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    Default Re: traceyrmj against Woolwich... bring it on!

    Quote Originally Posted by traceyrmj
    waiting and waitign and waitign for my statements, they have acknowledged my letter and returned my cheque but as yet nothign to work on but the one year of statements i can access online ( oh and they have added £105 in charges this month alone ) in the last year ( given that we spent half of it in credit for goodness sake!) they owe us about £700 already, cant wait for the rest of the statements.... 20 days and counting
    hello i had my 2 letters from the woolwich they owe me pretty much the same. bit confused myself as the last letter was a list of my charges since account opened. nothing else so dont know what to do next any ideas?


  19. #19
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    Default Re: traceyrmj against Woolwich... bring it on!

    Quote Originally Posted by alan barham
    hello i had my 2 letters from the woolwich they owe me pretty much the same. bit confused myself as the last letter was a list of my charges since account opened. nothing else so dont know what to do next any ideas?
    help


  20. #20
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    Default Re: traceyrmj against Woolwich... bring it on!

    alan i think you need to open your own thread mate.
    anyhow just follow normal procedure send your prelim letter for your charges back and then your letter before actionicon ! all relevent letters are in the templates libraryicon section but first you need to read the FAQs so you understand the procedures you need to follow if you know what your doing before hand it means your not going to make mistakes hope this is of help to you ?



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