Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


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Thread: Markio v A+L

  1. #1
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    emarkio Novitiate

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    Cool Markio v A+L

    Hello all,

    I'm going to log my claim against the A+L here, any one please feel free to chip in at any time!

    I've just got a quick question before I send the initial letter; what is the schedule of charges - is it just a list including the date ammount and description? I have searched for an example but no joy No one else seems to have had a problem with it so i must be a bit thick

    I'll attach the letters as they go out (if that is an option).

    Cheers all, and good luck with your personal cases!


  2. #2
    ian cognito
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    Default Re: Markio vs. A+L

    Good luck with it.

    You'll find the spreadsheets here

    http://www.consumeractiongroup.co.uk...eadsheets.html


  3. #3
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    Default Re: Markio vs. A+L

    Ahhh, thanks janquinny.

    I have charges that are due to be applied on the 2nd of October - so I'm planning on sending the initial letter that same morning. Which is cool as it gives me a few weeks to go over a few of the other threads and the faq's once more.

    Watch this space...


  4. #4
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    younganfree Informative younganfree Informative younganfree Informative

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    Default Re: Markio vs. A+L

    Glad to see you are taking this seriously, and not just charging in without knowing what you are doing, Markio.

    It's a big step and not to be taken lightly as it results in account closure by A&L (the way things stand at the moment anyway).


  5. #5
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    Default Re: Markio v A+L

    After a looong delay, the ball will be rolling tomorrow afternoon!

    Basically I decided to get my finances back in order before chasing this.

    Tomorrow morning I will be sending a schedule of charges and prelim letter, if I can find a way of attaching letters I will - failing that when I get my broadband back up (long story - in short stay away from Tiscali!) I will put them online and link to them for everyones reference. In the afternoon I'll follow up with an email to Richard and Sarah as others have had sucess with this in the past and it lets them know I'm serious.

    Pretty much sending the template letter, schedule:
    PAID ITEM CHARGE£25.0016/08/2006INTEREST 17JUL-15AUG£3.7501/09/2006UNAUTHORISED overdrafticon CHARGE 17JUL-15AUG DAY 1£25.0001/09/2006FAILED direct debiticon CHARGE 04SEP 49.00£34.0004/09/2006UNAUTHORISED OVERDRAFT CHARGE 16AUG-15SEP DAY 1£25.0002/10/2006UNAUTHORISED OVERDRAFT CHARGE 16AUG-15SEP DAY 5£25.0002/10/2006INTEREST 16AUG-15SEP£3.9802/10/2006

    (hope the formatting stays in place...)

    Total £141.73.

    If anyone has any thing to add you are more than welcome to join in and post!

    cheers
    m


  6. #6
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    Default Re: Markio v A+L

    PAID ITEM CHARGE £25.00 16/08/2006
    INTEREST 17JUL-15AUG £3.75 01/09/2006
    UNAUTHORISED overdrafticon 17JUL-15AUG DAY £25.00 01/09/2006
    FAILED direct debiticon CHARGE 04SEP £34.00 04/09/2006
    UNAUTHORISED OVERDRAFT 16AUG-15SEP DAY 1 £25.00 02/10/2006
    UNAUTHORISED OVERDRAFT 16AUG-15SEP DAY 5 £25.00 02/10/2006
    INTEREST 16AUG-15SEP £3.98 02/10/2006



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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE