Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Ive just received my response from the Woolwich ( though it came from Barclays) to my request for the repayment of just over £1,000. They offered me £520 as a 'goodwill gesture'.
Just to make sure i do this right, can somebody please check my letter that i am going to send in response? And am i then right in saying that when they dont pay up i then move to legal proceedings? Do i need to emphasise this in my letter?
Thanks
Dear Mr White
Thank you for your letter dated 9th September 2006
I respectfully decline your offer of £520 for settlement and request, once again, that you return to me all charges imposed on this account, totaling £1,090.50
I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a county court claim if necessary.
I will give you 14 days to reply to me accepting, unconditionally, my request in principle and letting me know a date by which I will receive payment.
If you do not respond, or you do not respond positively, within this time period, I shall send you a letter before action giving you a further 14 days in which to reflect. I believe that these targets are more than sufficient for a large company such as yours with dedicated staff and departments.
After that, there will be no further communication from me and I shall issue a claim at the expiry of the second deadline. You are reminded that there will be no extension to this timescale.
Ive just received my response from the Woolwich ( though it came from Barclays) to my request for the repayment of just over £1,000. They offered me £520 as a 'goodwill gesture'.
Just to make sure i do this right, can somebody please check my letter that i am going to send in response? And am i then right in saying that when they dont pay up i then move to legal proceedings? Do i need to emphasise this in my letter?
Thanks
Dear Mr White
Thank you for your letter dated 9th September 2006
I respectfully decline your offer of £520 for settlement and request, once again, that you return to me all charges imposed on this account, totaling £1,090.50
I will accept the sum offered only as part settlement and on the clear understanding that I will pursue recovery of the remainder, with a county court claim if necessary.
I will give you 14 days to reply to me accepting, unconditionally, my request in principle and letting me know a date by which I will receive payment.
If you do not respond, or you do not respond positively, within this time period, I shall send you a letter before action giving you a further 14 days in which to reflect. I believe that these targets are more than sufficient for a large company such as yours with dedicated staff and departments.
After that, there will be no further communication from me and I shall issue a claim at the expiry of the second deadline. You are reminded that there will be no extension to this timescale.
I trust this clarifies my position.
It is mostly fine - but this is your LBA so 14 days from here
help with reject letter please
) to my request for the repayment of just over £1,000. They offered me £520 as a 'goodwill gesture
'.
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Originally Posted by tigger4mouse
