Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    Lightbulb Received "good will payment" - but called "refund"

    I have receieved £94 as a "good will gesture" from Natwesticon, along with a letter including although the usual gumph along the lines of "we're justing doing this because we are nice, this isn't a refund and we don't agree that our charges are illegal".

    Another part of the letter actually said:

    Acceptance by you of this payment will be in Full and finalicon settlement of all claims you may have relating to our charges and strictly on the basis that you agree not to disclose to any third party the fact of, or any details relating to, this payment
    Which, as far as I can tell, is bull****.

    Anyway, I just checked my online banking and the payment was been entered as a "refund", which suggests that it must be linked, directly, with an initial payment on my part. That is, the money they have transfered into my account is explicitly a refund of the charges they levied. This seems to me to be quite a concession by Natwest.

    I'm not sure if this helps from a legal perspective, but I thought it was worth a shout. Any admins want any further info, get in touch.

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    Default Re: Received "good will payment" - but called "refund"

    If you have the nerve, you should write to them, say you do not accept the confidentiality clause, that they might as well take the £94 back and you'll see them in court. I certainly don't think you should leave it at that, as you could be deemed to have accepted it if you didn't challenge it.

    Apologies to people who I was in the process of helping, I may be gone some time.


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE