I have recieved a text from a Karl Barton stating that he has been instructed to visit me and if I do not call and make an appointment then he will arrive unannounced

can they do this? or can I state that I do not agree to a home visit?

No, I am assuming you mean Motrmile Finance? Send them the following:To whom it may concern:You have text my mobile phone recently regarding one of your agents visiting my home address, without prior agreement or an appointment.Please be advised that under OFT rules, you can only visit me at my home if you make an appointment and I have no wish to make such an appointment with you.There is only an implied license under English Common Law for people to be able to visit me on my property without express permission; the postman and people asking for directions etc (Armstrong v Sheppard & Short Ltd [1959] 2 QB 384. per Lord Evershed M.R.). Therefore take note that I revoke license under Common Law for you, or your representatives to visit me at my property and, if you do so, you will be liable to damages for a tort of trespass and action will be taken, including but not limited to, police attendance.Yours faithfully,

thank you

Watch em though I sent that letter 3 times to them and they still threatened to call I faught this and in the end they agreed to put the account on hold until I looked into this. I have offered a f&F settlement of 30p in the £ stating that I fwelt it was acceptable due to the OFT breakages and continua lharrasement via E Mail I willupdate you with the conclusion in a few days as I am on themove and wont even be here for the next few days (sorry for the keyboard but it is shot)

having pretty much the same with these, so following with interest ,they threatened to make lists of my assets for possible seizure after i sent them the doorstep letter, so i sent a letter stating that as i have small children any strange person on my property without permission and especially peering through windows into rooms where the children could possibly be would be reported to the police without prior challenge. photographic evidence would also be taken

well thanks to an incompitant intern at our buyers sols mucking up our moving dates and mixed us up with another house (must be a split couple as they wanted to retain half the money) LOL we are still here until friday. but MMF refused my F&F saying they are only allowed to knock 25% off (me thinks that her target is low) but I am adamant I am not paying thier inflated figures the little madam there e mailed me and told me if I wanted installments 46 per month and I am unemployed but that makes no odds these people seem to think that we can magic money from anywhere we wish . the ironic thing is she told me if I paid online then I would get a much reduced figure went to look and still over the odds. Went in the next day and it had doubled so they can whistle. when I am settled at the new house I shall pay my 30p in the £ and no more if I were you report them to the OFT for "pretending to be Bailiffs" I know I am

WHere are you getting the 30p in the pound figure? Not sure why you would suggest that, it is recommended by most on this website to offer the original amount + 1 months interest.

WHere are you getting the 30p in the pound figure? Not sure why you would suggest that, it is recommended by most on this website to offer the original amount + 1 months interest.

As i understand it was being offered as a full and final settlement as this is now a DCA who probably bought the outstanding for as little as 10p in the pound so if you can clear it for as little as possible why not ?

basically cos MMF baught the debt 10p in the £ they have threatened me ignored me treated me like **** refused to set up an agreement other than what they wanted sorry for ranty but I refuse to fund these morons for the continued use of thier threats

Hi

Does anyone have the postal address or e-mail address to send this doorstep letter to MMF, I've googled them and can't seem to find anything

Hi toofiegap,

I had a DCA chasing me for money and I had a doorstep visit unannounced. The caller stated that he was a Bailiff but had no paperwork. I reported him to the police who arrested and charged him with Fraud and Deception. If this company are trying the same and do not hold the "Warrant of Execution" then I would get the police involved

Hello Grandam_jules,

here is the website link to MMF

http://www.mmile.com/company.html

yay finally back online after moving took their time lol. MMF are still at it despite sending 6 yes 6 letters and e mails revoking the doorstep rights one of thier numpties even left thier mobile number so he could go to my old address and to call him boy did I he got a real mouthful from me only for the MD to mail me stating that I am reporterd for being abusive and told me to seek legal representation (ooooooooooooooooooooooo im scared) this outfit on several occasions have been told I am not working and if indeed it was to go to court then thry would only get 1.00 per month but they seem to think that they are the law and can assess me seek me out and promise to do all sorts of dca ish things to me anyone here ever had MMF take them to court and win?????