Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



+ Reply to Thread
Page 1 of 5
1 2 3 ... LastLast
Results 1 to 20 of 88
  1. #1
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Natwest v Webbs Catering ****WON****

    Hi guys,
    Got a response from my prelim letter, but got a weird reply stating:

    Dear Mr Webb,
    Thank you .......blah de blah

    Please note the office of fair trading are NOT currently reviewing business accounts at this time and I regret I am unable to offer you a refund of charges.

    Yours Sincerely

    Shaun Scott
    Senior Business Manager

    Is this true or a fob off.???

    Similar Threads:
    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  2. #2
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Webbs Catering v Natwest

    Hi guys,
    Got a response from my prelim letter, but got a weird reply stating:

    Dear Mr Webb,
    Thank you .......blah de blah

    Please note the office of fair trading are NOT currently reviewing business accounts at this time and I regret I am unable to offer you a refund of charges.

    Yours Sincerely

    Shaun Scott
    Senior Business Manager

    Is this true or a fob off.???

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  3. #3
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: Webbs Catering v Natwest

    Quote Originally Posted by webbscatering
    Hi guys,
    Got a response from my prelim letter, but got a weird reply stating:

    Dear Mr Webb,
    Thank you .......blah de blah

    Please note the office of fair trading are NOT currently reviewing business accounts at this time and I regret I am unable to offer you a refund of charges.

    Yours Sincerely

    Shaun Scott
    Senior Business Manager

    Is this true or a fob off.???
    its a fob off check out karnevils thread ref bis account






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  4. #4
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Re: Webbs Catering v Natwest

    Thanks Mate, my heart sank thinking this was real

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  5. #5
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: Webbs Catering v Natwest

    Quote Originally Posted by webbscatering
    Thanks Mate, my heart sank thinking this was real
    no its standardpractice for the muppets. You are claiming against the unlawful charges, it doesnt cost £35 to tell you you have missed a DD thats the issue they always try to scare people.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  6. #6
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Re: Natwest v Webbs Catering

    True, but surely by sending a letter fibbing to the contrary will damage their case should it go to court or dont they think that?

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  7. #7
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: Natwest v Webbs Catering

    Quote Originally Posted by webbscatering
    True, but surely by sending a letter fibbing to the contrary will damage their case should it go to court or dont they think that?
    i will never see the inside of a court. They will try to scare you be entering a defence, also saying you will lose do not worry stick to your guns and timetable. They will pay up in the end.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  8. #8
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Re: Natwest v Webbs Catering

    Fair Shout Mate, back on track again and ready to kick Butt!!!!!!!!

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  9. #9
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Stopthethieves Novitiate Stopthethieves's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    I am in
    Folkestone
    Posts
    237

    Default Re: Natwest v Webbs Catering

    What they are saying might well be true.....


    But that isn't the point....the charges are unlawful so there opinion doesn't matter UNLESS they are admitting guilt and paying up!


    Regards

    <a href="http://giffgaff.com/orders/affiliate/averagejoe" target="_blank"><img src="http://giffgaff.com/banner/08_728x90.png" width="728" height="90" alt="Get a free Giffgaff Sim" /></a>

  10. #10
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: Natwest v Webbs Catering

    Quote Originally Posted by webbscatering
    Fair Shout Mate, back on track again and ready to kick Butt!!!!!!!!
    glad to help.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  11. #11
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Re: Natwest v Webbs Catering

    Thats a good point Stopthethieves, I was going to use that in my lbaicon but you made a valid point, cheers. Anyone know if this is exactly true because a bank account is a bank account at the end of the day, may it be a business or private one the fees apply to all.

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  12. #12
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: Natwest v Webbs Catering

    Quote Originally Posted by webbscatering
    Thats a good point Stopthethieves, I was going to use that in my lbaicon but you made a valid point, cheers. Anyone know if this is exactly true because a bank account is a bank account at the end of the day, may it be a business or private one the fees apply to all.
    read Karnevils thread ref Abbeyicon buis account.






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  13. #13
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    Karnevil

    Follow Real_CAG on Twitter

    Cagger since
    Apr 2006
    I am in
    UK
    Posts
    9,718

    Default Re: Natwest v Webbs Catering

    Hi

    Exactly the same process for claiming business account charges as personal account charges. Read the business version of the letter before actionicon - and use this as a basic template for your prelim & claim with regards to which statutes to include and which to not include.

    Hope that helps

    Karne
    x

    p.s. Can't believe that message from Natwesticon - its appalling !


  14. #14
    Platinum Account Holder
    Help the CAG!!
    Make a donation
    livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad Authoritative livelylad's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Jun 2006
    I am in
    Devon
    Posts
    9,526

    Default Re: Natwest v Webbs Catering

    Quote Originally Posted by karnevil
    Hi

    Exactly the same process for claiming business account charges as personal account charges. Read the business version of the letter before actionicon - and use this as a basic template for your prelim & claim with regards to which statutes to include and which to not include.

    Hope that helps

    Karne
    x

    p.s. Can't believe that message from Natwesticon - its appalling !
    thanks Karne






    I am not a legal expert my advice is given without prejudice and is purely my opinion only. If you are in doubt please seek professional advice.

  15. #15
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Re: Natwest v Webbs Catering

    letter before actionicon going off today (recorded delivery), time to sit tight, wait and prepare my claim form

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  16. #16
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Re: Natwest v Webbs Catering

    Hi Folk, back again with a short and sweet reply to my lbaicon:
    Dear Mr Webb,
    Thank you for your letter of 14th September, received today,
    As explained in Shaun Scotts Letter of 14th September 2006 the bank is unable to offer a refund of charges.

    If you wish to continue with legal action please hand any summons or associated legal papers into the local Natwesticon branch or post to the address above,

    Yours Sincerely

    Dylan Griffiths
    Area Business Manager


    What do you folk make of this? seems very cool and calm and we dont care sort of approach..... should i make my move with a follow up letter or just whack em with a claim form

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  17. #17
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    Stopthethieves Novitiate Stopthethieves's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    May 2006
    I am in
    Folkestone
    Posts
    237

    Default Re: Natwest v Webbs Catering

    Have you nothing better to do? LOL

    I think you already know the answer since they quite cleary have told you theirs!!!

    Regards

    <a href="http://giffgaff.com/orders/affiliate/averagejoe" target="_blank"><img src="http://giffgaff.com/banner/08_728x90.png" width="728" height="90" alt="Get a free Giffgaff Sim" /></a>

  18. #18
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Re: Natwest v Webbs Catering

    Yes thats true, their intentions are spelt out, just a weird letter. On to my next stage will keep you posted cheers kev

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent

  19. #19
    Classic Account Holder
    Help the CAG!!
    Make a contribution
    cheddar Informative cheddar Informative cheddar Informative cheddar Informative cheddar Informative cheddar's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Mar 2006
    I am in
    Bolton, Lancashire
    Posts
    1,577

    Default Re: Natwest v Webbs Catering

    Not a weird letter , its the same as everyone else gets. You just carry on.

    NatWest - I WON!!!! £2598.22 This is how
    BCW - I won This is how
    Intrum Jusititia for sister - We won! Here's how
    Contact for Lenses - I won This is how

    Please feel free to click the scales if you find my advice helpful!
    Please remember look at the FAQS first!!!

  20. #20
    Basic Account Holder
    Help the CAG!!
    Download our toolbar
    webbscatering Novitiate webbscatering's Avatar

    Follow Real_CAG on Twitter

    Cagger since
    Sep 2006
    I am in
    Bristol
    Posts
    390

    Default Re: Natwest v Webbs Catering

    Right now i am looking at a Self Help Kit for Small Claims, and its giving me a headache there are seven sheets of paper and alot of literature. Which ones apply to me is just the "Claim Form" or are there more to fill out

    Webbscatering
    LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
    NatWest - Started 8/9/06 -
    2nd January 2007 - Settled
    Virgin Media - Started 8/10/07 - Settled
    GE Money - Started 28/02/08 - Settled
    British Credit Trust - S.A.R - Prelim sent
    Enterprise Inns - court papers served
    Natwest - S.A.R - Prelim Sent


Browsealoud
Video Tour



Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE