Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Hi guys,
Got a response from my prelim letter, but got a weird reply stating:
Dear Mr Webb,
Thank you .......blah de blah
Please note the office of fair trading are NOT currently reviewing business accounts at this time and I regret I am unable to offer you a refund of charges.
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
Hi guys,
Got a response from my prelim letter, but got a weird reply stating:
Dear Mr Webb,
Thank you .......blah de blah
Please note the office of fair trading are NOT currently reviewing business accounts at this time and I regret I am unable to offer you a refund of charges.
Yours Sincerely
Shaun Scott
Senior Business Manager
Is this true or a fob off.???
Webbscatering
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
Hi guys,
Got a response from my prelim letter, but got a weird reply stating:
Dear Mr Webb,
Thank you .......blah de blah
Please note the office of fair trading are NOT currently reviewing business accounts at this time and I regret I am unable to offer you a refund of charges.
Yours Sincerely
Shaun Scott
Senior Business Manager
Is this true or a fob off.???
its a fob off check out karnevils thread ref bis account
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
no its standardpractice for the muppets. You are claiming against the unlawful charges, it doesnt cost £35 to tell you you have missed a DD thats the issue they always try to scare people.
True, but surely by sending a letter fibbing to the contrary will damage their case should it go to court or dont they think that?
Webbscatering
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
True, but surely by sending a letter fibbing to the contrary will damage their case should it go to court or dont they think that?
i will never see the inside of a court. They will try to scare you be entering a defence, also saying you will lose do not worry stick to your guns and timetable. They will pay up in the end.
Fair Shout Mate, back on track again and ready to kick Butt!!!!!!!!
Webbscatering
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
Thats a good point Stopthethieves, I was going to use that in my lba but you made a valid point, cheers. Anyone know if this is exactly true because a bank account is a bank account at the end of the day, may it be a business or private one the fees apply to all.
Webbscatering
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
Thats a good point Stopthethieves, I was going to use that in my lba but you made a valid point, cheers. Anyone know if this is exactly true because a bank account is a bank account at the end of the day, may it be a business or private one the fees apply to all.
Exactly the same process for claiming business account charges as personal account charges. Read the business version of the letter before action - and use this as a basic template for your prelim & claim with regards to which statutes to include and which to not include.
Hope that helps
Karne
x
p.s. Can't believe that message from Natwest - its appalling !
Exactly the same process for claiming business account charges as personal account charges. Read the business version of the letter before action - and use this as a basic template for your prelim & claim with regards to which statutes to include and which to not include.
Hope that helps
Karne
x
p.s. Can't believe that message from Natwest - its appalling !
letter before action going off today (recorded delivery), time to sit tight, wait and prepare my claim form
Webbscatering
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
Hi Folk, back again with a short and sweet reply to my lba: Dear Mr Webb,
Thank you for your letter of 14th September, received today,
As explained in Shaun Scotts Letter of 14th September 2006 the bank is unable to offer a refund of charges.
If you wish to continue with legal action please hand any summons or associated legal papers into the local Natwest branch or post to the address above,
Yours Sincerely
Dylan Griffiths
Area Business Manager
What do you folk make of this? seems very cool and calm and we dont care sort of approach..... should i make my move with a follow up letter or just whack em with a claim form
Webbscatering
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
Yes thats true, their intentions are spelt out, just a weird letter. On to my next stage will keep you posted cheers kev
Webbscatering
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent
Right now i am looking at a Self Help Kit for Small Claims, and its giving me a headache there are seven sheets of paper and alot of literature. Which ones apply to me is just the "Claim Form" or are there more to fill out
Webbscatering
LLoyds TSB Started 13/9/06 - Paid In Full 15/3/2007 - Settled
NatWest - Started 8/9/06 - 2nd January 2007 - Settled
Virgin Media - Started 8/10/07 - Settled
GE Money - Started 28/02/08 - Settled
British Credit Trust - S.A.R - Prelim sent
Enterprise Inns - court papers served
Natwest - S.A.R - Prelim Sent