Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
I can't get info re charges from Egg. Brief summary :
'24/04/04 Sarn request plus £10
'13/05/06 Acknowledgement but asked for I.D. proof
'18/05/06 I.D. sent
'09/06/06 Acknowledged and originals returned. Confirmed they would send the info within 40 days.
Nothing received.
14/08/06 Complaint to the ICO. I thought this would force Egg to comply.
ICO response today. They will instruct Egg to send the info within 14 days. they will inform Egg they are in breach of the Act and request an explanation. BUT the case and file is now closed ie it was an open and shut case of non-compliance.
BUT what happens if I still don't get the info from Egg ? The ICO have now done what they can ie tell Egg to comply. What happens if they don't ? What do I do then ?
IF you really need the data then it would have been better to claim at court.
Still now you dont really have any choice but to wait, for the fourteen days.
However, fourteen days just happens to be twice seven days.
Id sent them a non complaince letter telling them you intend to proseucte, followed in seven days by an lba then if they dont supply theinof within 14 days as per the ico letter instigate court proceedings immediately.
JMHO
GLenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
After the 14 days how do I take them to court ? What I mean is I've already done a moneyclaim against Lloyds so I understand that process. Do I do a moneyclaim but specifying no amounts etc - just failure to provide info ?
After the 14 days how do I take them to court ? What I mean is I've already done a moneyclaim against Lloyds so I understand that process. Do I do a moneyclaim but specifying no amounts etc - just failure to provide info ?
Thanks
No.
You can only use MCOL if you are claiming money.
You can download, or collect from your local court the N1 form. Complete it and send / take it to your county court with the fee (£150 ISTR).
Pete
I will not make any deals with you. I will not be pushed, filed, stamped, indexed, briefed, debriefed or numbered. My life is my own. Number 6
After the 14 days how do I take them to court ? What I mean is I've already done a moneyclaim against Lloyds so I understand that process. Do I do a moneyclaim but specifying no amounts etc - just failure to provide info ?
Thanks
Hi its all in the FAqs Egg are very difficult they think they are a law unto themselves. Read Mcuths thread ref egg also bigcol.
You can download, or collect from your local court the N1 form. Complete it and send / take it to your county court with the fee (£150 ISTR).
Pete
I believe the fee for the order forcing them to comply is £30 not £150.
Seaqrch for the thread by Oddfellow vs Abbey for some guidance.
HTH
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
thanks but this claim is for non-complaince with Sec 7 DPA and before you go waltzing to the court with £150 do yourself a favour and check out Oddfellows claim which i believe was for costs only in the end of £30.
It was for an order, it is filed on an N1 and IIRC he put down a nominal value of £5 or something, note order not injunction, and the fee was im sure £30.
Glenn
Kick the shAbbey Habit
Where were you? Next time please
Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless
Abbey 2nd claim, two Accs - claim issued 30-03-07 Barclaycard - Settled cheque received
Egg 2 accounts ID sent 29/07 Co-op Claim issued 30-03-07
GE Capital (Store Cards) ICO says theyve been naughty
MBNA - Settled in Full
GE Capital (1st National) Settled
Lombard Bank - SAR sent 16.02.07
MBNA are not your friends, they will settle but you need to make sure its on your terms -read here Glenn Vs MBNA
Thanks for all the replies and pointers. I appreciate it. I'll wait the 14 days and then go for it. It's peed me off that Egg have strung this out since April and blatently ignored the legislation.