Hi,

Just had a letter from APEX, on behalf of Cabot, for a sum of over £6000, that is now due??

Err, right, they go on to say that Cabot Europe has searching databases

and has resulted in the fact that you live at XXX address and the amount is now due in full

No mention of who is asking for this £6000 that I apparently owe, nothing, just that it is due for payment in full.

I have taken out no loans in the last 15 years, so where this figure comes from I don't know.

Previous small debt problems are now statute barred, due to the length of time that has passed.

I have had dealings with Cabot in the past, but they gave up in the end when I reported them for harassment. Never heard of APEX,

It has gone in file 13, which I presume is the right thing to do. I know the general advice is not to contact them at all.

Confused, you bet.

Phishing trip

Cabot will have bought some old SB debts in a recent portfolio and farmed them out to Apex

Ignore the idiots

Phishing trip

Cabot will have bought some old SB debts in a recent portfolio and farmed them out to Apex

Ignore the idiots

I thought as much, having heard nothing from a debt company for years, to suddenly have this land on your mat, makes your heart sink and being disabled, that is the last thing I need.

Thanks alfwithhair, I will ignore it, bet they write again soon...........

well, they did write again and again, same thing, you owe £££ to Associates Capitol, contact us immediately,

next one, we have from Asoociates, we have bought the debt from Cabot........

...next one, from Cabot, you still owe £££ and you may be entitled to a 70% reduction,

please contact our trained advisers.

Bearing in mind these alleged debts, are from the mid 1990's, when I had two heart attacks and was off sick with only SSP,

hence things went pear shaped.

The last contact I had with one of the companies said they had had no payments since 2001. Since then, nothing, until last couple of months.

Now, another letter,

saying that you have 7 days, then we may apply for a CCJ and IF this is granted we may persue the debt.

Why, when it has gone way beyond the statute barred period?

Why are they dragging some cock and bull figure, owed to associates capital, who I have never had any dealings with.

There is no indication of who the original debt was with.

Do I ignore them, are they trying the usual scare tactics to get money out of me that is no longer due?

I am disabled, with multiple health problems and this is making my conditions worse, I just want rid of them.

I have checked my experian rating and it is 999, which I would say is pretty good.

file 13 aqain then or stat barred letter, or an official complaint about chasing alledged debts without first checking if you are the correct person, and add the following,

"by the way fools any alledged debts are well all and truly statute barred, and any further attempts to harrass will result in an official complaint to the relevant authorities with regards to your fitness to hold a consumer credit licence if you are unable to understand the regulations regarding statute barred debts"

I have checked my experian rating and it is 999, which I would say is pretty good.

Pretty damned perfect!

I personally wouldn't give them time of day...

Pretty damned perfect!

 

I personally wouldn't give them time of day...

I won't, but it does worry me, which I suppose is their aim in life, to scare people. I hate seeing their letters, these debts are so old they are covered in dust, let alone statute barred.

With serious heart problems, the last thing I need is to get worked up about stupid companies like this, scraping out old debts in the hope of getting some money. Thanks bigshoes

Two Years on, having heard nothing from anywhere,

a letter arrives, redirected from an ancient address,

from Cabot and Mk Hall, stating the same figures of over £6000 is owing,

no mention of to whom (they won't remember, this dates back to the mid 1990's)

I assume this is yet another computer pick up that is on a phishing trip as I have had no direct contact

with any debt company for well over 14 years and no payments have been made in this time.

MY credit rating is still 999 and no one has made any searches.

I assume these companies cannot just search without justification. I threw the letters in file 13.

Send them an official complaint ............. give the twits from Kings Hill a pasting.

Just keep the letters for future reference you may find they come in useful one day.. Phishing trip

ooops, the letters are now on the local tip, but if any more come, then i will keep them for reference. Thanks for replies.

ooops, the letters are now on the local tip, but if any more come, then i will keep them for reference. Thanks for replies.

Hi, Does this " account" appear on your credit reference files?

Hi, Does this " account" appear on your credit reference files?

No, nothing at all Brigadier.

No, nothing at all Brigadier.

My guess is this is statute barred.

No payments or unequivocal written acknowledgment in 6 clear years???

no payments or written acknowledgments for about 20 years. This is so statute barred it has cobwebs on it. Had another letter today from Muck Hall. Client Cabot, sub client Apex International. Talk about going to the far side of the field. This time they want to offer a substantial reduction to my supposed debt. Stating that it will show as partially settled on my credit ref file. Well, they, nor any other debt company has placed or searched or made any reference on my credit file, which remains at 999 and companies are trying their best to offer me this loan, that card - er no thanks, all the same. I have kept the letter this time, it is the same as I had a few years back, then they usually give up. Don't know how they can be allowed to dredge, then every 4 years send you the same letters.