Greetings all,
I just filed my MCOL against Cahoot today after 28 days of virtually no contact from them. I had one email initially ('sorry you're not happy blah') and then the standard letter ('do not agree the charges are unfair blah blah') so I emailed them a day or so before the lbaexpired (I even emailed my LBA as well as posting it to them). It was just a friendly nudge to them asking for payment before any court action and still no peep from them. Okeydokey then, it's MCOL all the way.
It's not even that much either, about £240 in charges from an old loan that I paid up on earlier this year. Still, the longer I have to wait the more it's gonna cost them.
The clock is ticking...
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