Hi

I was involved in a Non Fault accident June of last year, It wasnt settled when I came to renew my insurance this year, I contact the old insurers and asked what I should specify the claim as with new insurers they quoted "£2500 - Non Fault Claim" which is what I did. I purchased over the internet and no option was provided as to settled or not settled. I thought nothing of it when taking out the policy.

Anyway! The accident from last year made it to court, a few days ago, in which it was concluded that third part was liable and I won on all accounts. Due to court costs total amount now including has risen to just over £3000.00

Do I now need to contact my current insurers regards this rise on the claim. Someone I have spoken to about this has mentioned my current policy is invalid as i should have made them aware the claim was no settled at the time. I had no intention of deceiving or in correctly informing my current insurers and only used what information that was provided to me by my previous insurer.

What should I do? How do I stand with my current policy? Im now worried that my current policy, which was paid in full, could be cancelled if I contact them with this updated information?

Any help and advice would be welcomed.

Many thanks

Will try to find someone to advise on this.

It would be appreciated.

Hello Mark, welcome to CAG. The forum experts here tend to turn up after their day jobs and give good advice. Perhaps you would bear with us until someone with the right knowledge turns up.

I think you may have followed my advice to someone else on the Motoring forum here, being to post on the insurance forum. I should also have said to advise each forum that you have a thread on the other one to avoid any confusion. I hope I haven't made things too complicated.

My best, HB

Thread moved.

Just contact your new Insurers with this information. If you declared a non fault accident, the Insurers should have compared this to the information held on CUE to validate it. If the information you gave was wrong in anyway, their internet quote engine would have stopped the quote/policy issue and you would have been directed to phone them. Some Insurers quote engines don't link to CUE, but if that is the case, then that is their problem, not yours.

If your old Insurers reduced the NCD on their policy for their last renewal, then your new Insurers might want new proof from the old Insurers, with the correct NCD level following the conclusion of the court action.

In future, if you have had any claims, by all means use the internet to get quotes, but do phone Insurers to take up the policy. Misunderstandings occur all the time with internet bought policies and it can lead to a load of hassle.

Duplicate thread. See other response.

Yes, it seems as though you had two threads on the go and as you will see Uncle Bulgaria has responded above.

Both threads have been merged and duplicated posts will have been hidden

Hi

Thanks Uncle Bulgaria, at the time of starting the new policy all information was correct, and it has stayed as a non fault claim the only difference now is due to the court costs which have made it rise by approx £500.00 - I am still waiting on the exact information to come through. I will then contact the insurers and inform them of the amended price. NCB was not lost and proof of 1 years no claims was provided by the previous insurers despite them being aware the claim was on going.

The third party who were to blame didn't contact their insurers at the time of the accident over a year ago, and has now been left with facing the amount out of thier own personal pocket.

Thanks you for combing threads and sorting the mess out Reb, CB