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i am being sued for personal injury as a result of a car accident and my insurance wont pay out


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Hi,

i am a named driver on my step dads car and I had an accident back in january of this year at a junction, the accident happened on a 20mph at about 10mph or less.

there was very little damage to either car just some scratches due to my broken headlight and some paint transfer. the person driving the other car had no apparent injuries, as had either myself, my 3 year old or my ex.

i gave my insurance details and thought that would be the end of it

However several months later my step farther recieved a solicitors letter stating he was being sued for personal injury as a result of the accident.

he expained that it was not him driving the car and had arranged for me to give a statement.

Yesterday he recieved a second letter stating that he was being sued for the Injury and that the insurance company will not pay out, and it is best to settle out of court or face further legal costs.

Not only should this be in my name but also the date listed as being the accident is incorrect.

what should i do?

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Hello again Anthony.

 

When I suggested you post on this forum, I should have said to mention you have the same query on the CAG Motoring forum, sorry.

 

Now the guys here will be aware. I hope you get some help soon.

 

My best, HB

Illegitimi non carborundum

 

 

 

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Just get your step father to pass it on to his Insurers. He should phone them first to get the address and a contact name to send it on to.

 

Your step father should have phoned his Insurers after the accident to inform them, as this is a condition of his policy. When he phones them, he should apologise for not doing so at the time and they should accept dealing with the third parties claim.

 

I suspect the solicitors are saying your step fathers Insurers will not pay for the claim, because he had not informed his Insurers yet.

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