Thread: g0atface vs Natwest **WON**

Looks like you will be having the first one as one claim and the other two as one claim as well. I would suggest this as long as neither come over £5000 in total for England cases only because i have seen some banks after the third time for "commercial" reasons closing accounts, there is no way of knowing how they are working this out but they are somehow with certain ppl but not others.

Originally Posted by g0atface

Hey all just thought id add my story to the endless lists of threads via the Natwest.

My problems was all at the "i am so clever" age of 18 (2000/2001) when i had 3 NatWest accounts and found a bug when messing with their online banking that let me transfer ridculous amounts of money when i actually had nothing.

Long story short i ended up with 3 defaults and around 3000 of debt plus 3500 worth of charges.

having cleared the amounts via partial settlement and a debt collection agency i am now left with the defaults sitting on my credit file, for amounts less than the total charges.

In my struggle to reclaim these charges and get the defaults removed i have got this far

• sent an original letter for statements - Received them for 1 account then said they had missed the dead line for the other 2 accounts - which are now on their way.
• Went through statements on 1st account and found £1625 + interest (used the simple interest calc) and it came to a total of circa £2200
• Have sent preliminary letter on this account and recevied what looks like a bog standard - we beleive our charges are fair and will not pay you anything etc etc.

Now sending my letter before action on this account, and will be sending a prelimary when all the others come through - will keep you up to date on how things go.

hi it sounds like you are doing fine i would also tell them that you intend to go to the media. You can say that you found a flaw in their system which allowed you to transfer cash which you didnt know you had. The bank has the money back but you are left wwith lots of charges. At the moment it seems that its the bad publicity that is making the banks give the cash back.