Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.
The book is easy to understand and clearly explains the rights
a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.
Well i've sent the first two letters off to A & L and recieved the same standard letter ref: Unfair2. Will now be going down to my local county court to submit my N1 claim within the next day or so. Will keep you all posted as to what happens next, maybe i'll be the first one to go to court!!
Thats So True Glad Im Not The Only One Thinking That. Im Not Usually The Luckiest Person So Cant Help Thinking That This May All End In Tears (mine ) But Hey U Gotta Give It A Try, Filed My Claim Today With The Courts So Im Hoping It'll Be Over Soon
Thats So True Glad Im Not The Only One Thinking That. Im Not Usually The Luckiest Person So Cant Help Thinking That This May All End In Tears (mine ) But Hey U Gotta Give It A Try, Filed My Claim Today With The Courts So Im Hoping It'll Be Over Soon
U have got to give it a try or u'll never know!!! I've been looking around the site and from what i can gather is they defend then pay up just before the 28 days is up, this is the bit i'm waiting for!!!!!
Lily
Alliance & Leicester;
LBA 22nd July 2006
Reply 31st July
MCOL 6/8/06
PAID IN FULL 25th August 2006..... DONATION HAPPILY GIVEN.......
My experience was; they acknowledged indicating they fully intended to defened (a worrying moment!) and then a week later a cheque arrived for the full amount...
Just wanted to let you know i got my cheque this morning, wanted to give you a bit of encouragement. Keep going Wombat you will be next!! I filed my claim with moneyclaim on 6th and after the usuall 'intend to defend' letters they paid up today (25th August). Hope this helps you, good luck and keep going!!
Lily
Alliance & Leicester;
LBA 22nd July 2006
Reply 31st July
MCOL 6/8/06
PAID IN FULL 25th August 2006..... DONATION HAPPILY GIVEN.......
CONGRATULATIONS LIL I havent recieved any response from my claim as yet but its early days so Im just waiting and hoping. It ll be sooo satisfying to book a late holiday on them!
Still no news, should I have recieved confirmation from the court that the papers have been served? I'm unsure of the procedure and the time limits now. Expected some bumf from the court explaining the procedure??
hi, im in the same position, i filed on 22nd August, straight away they acknowledged stating they would defend the whole claim!!! they then have 28 days to file a defence or pay up!!! hope this helps if u filed ur claim online you should be able to log in and check the status!! kind regards Danni x
I would have thought you would have heard something by now, might be worth checking with the court. Try calling them with your claim number., It has been a bank holiday weekend so that might be why??
Lily
Alliance & Leicester;
LBA 22nd July 2006
Reply 31st July
MCOL 6/8/06
PAID IN FULL 25th August 2006..... DONATION HAPPILY GIVEN.......
I may be wrong, and if so a mod will tell me but I think its 28 days from the day they are served with the claim, not when they respond/acknowledge it.
Good Luck, keep up the fight!
Kingliam
On behalf of the Ginger one Lloyds TSB - 1ST 12/07/06-LBA 26/07/06-MC-14/08/06-Court-31/01/2007 Halifax - D P A 02/10/06
On behalf of MumKing Barclays Bank D P A 29/08/06
On behalf of DJ Sunny Alliance & Leicester D P A 29/08/06
On behalf of GrandmaKing
GE Capital D P A 30/10/06
Barclays Bank D P A 30/10/06 - 1ST 15/11/06 *Microfiche [problem]
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
No Problems, i've been unwell the past few weeks so have had to delay putting in my claim to county court, but i've printed it all out this morning and will be filing at the court when they open at 10am. will keep everyone posted as to what happens. I believe kingliam is correct, it's 28 days from when they are served with the papers.
Well it's finally done, my claim was filed yesterday morning after waiting 2 weeks for the jobcentre to supply a letter so i could claim exemption against court fees. The clerk informed me they have a 10 day backlog so i guess i've just got to sweat it out for the next few weeks to see what happens, will keep you all posted.
When the Liberals and Conservatives were in opposition they both agreed that banks should pay back high bank charges to customers. Nothing seems to of happened since they came into power as a coalition. PPI insurance has been sorted now they should turn their attention to bank charges and help customers get exorbitant charges refunded.
Should you be offered help that requires payment please report it to site team.
Alliance & Leicester Moneyclaim issued 20/1/07 £225.50 full settlement received 29 January 2007
Smile £1,075.50 + interest Email request for payment 24/5/06 received £1,000.50 14/7/06 + £20 30/7/06
Yorkshire Bank Moneyclaim issued 21/6/06 £4,489.39 full settlement received 26 January 2007
Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.
Court Action
to submit my N1 claim within the next day or so. Will keep you all posted as to what happens next, maybe i'll be the first one to go to court!!
Reply With Quote
Re: Court Action
Lily 
) But Hey U Gotta Give It A Try, Filed My Claim Today With The Courts So Im Hoping It'll Be Over Soon
Originally Posted by wombat
