Patricia Pearl - Small Claims Procedure - A Practical Guide


An excellent guide for the layperson in how to use the County Court - a must if you are intending to start a claim.

£19.99 + £1.50 (P&P)




Last Will and Testament Kit


Make a legally valid will without the fuss and expense of a solicitor - includes a full step-by-step guide.

£9.99 + £1.50 (P&P)

BAILIFFS - The Law and Your Rights

Written by John Kruse, one of the leading experts on Bailiff Law, this consumer friendly guide is essential reading for anyone who comes into contact with a bailiff.

The book is easy to understand and clearly explains the rights a bailiff has, and also what they cannot do when collecting debts and repossessing goods etc.

£13.95 + £2.00 (P&P)


Reclaim the Right Ltd. - reg. 05783665 in the UK

reg. office:
923 Finchley Road
London
NW11 7PE



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  1. #1
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    carl _wall Novitiate

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    Exclamation carl _wall Vs Barclaycard

    I have been doing all my threads on general threads. But been advised to go to specific threads to the relevent banks. so here i am. So far this is where i am up to and this was my last reply (see below for letter)!

    Sent lbaicon reusting full amount after being offere £72. I have been advised on General thread, to Wait 14 days from the LBA and go for a money claim. If they send the cheque you can ammend your claim accordingly. The letter is a standard response and you don't really need to respond to it. Nothing to worry about stick to your time table.

    BARCLAYCARD CUSTOMER SERVICE
    ACCOUNT NO **** **** **** ****

    I refer to your letter dated 8th Sept 2006.

    I note that you are dissatisfied with our offer to refund £72.00, however, our position remains that we believe it is fair when customers' break the terms of their aggreement with us, we recover the costs. Therefore, I am not prepared to consdier your request for any futher refund. However, I can confirm a cheque for £72.00 has been sent directly to you under seperate cover.

    As previoulsy advised, when your Barclaycard account was opened, you signed and aggreed to our Terms and Condiions and this included details of our charges. The information provided at application stage clearly explains our obligations to our customers, as well as their obligations to us. If we make any changes to our terms and conditionsicon we provide details of these to our customers.

    I appreciate that this may not be the outcome you expected, however I trust that the informtion I have provided clarified Barclaycard's position.

    Should you have any further questions regarding this matter please do not hesitate to contact me. If my reply does not meet your expectations you may ultimatly be eligible to refer to the Financial Ombudsmanicon Service. Further details of this service are avaiable on request. If I have mot heard from you within 8 weeks from date of this letter, I will close my complaint file in accordance with our usual practice.

    Yours Sincerly

    Tracey Burgess
    Customer Relationship Manager

    Similar Threads:
    Barclays £180-LBA Sent after response from Prelims letter (Response offered £72 as goodwill)
    Marbles £385-Respnse from LBA Letter (Response offered £200 as goodwill)
    Halifax Morgage £430-LBA Sent after response from Prelims letter (No Response)
    Halifax C/C - £275-LBA Sent after response from Prelim Letter (Response No Offer)
    Halifax B/A - £1004-LBA Sent after response from Prelims letter (No Response)
    Halifax B/A - £746-LBA Sent after response from Prelims letter (No Response)
    Halifax B/A - £210-LBA Sent after response from Prelim Letter (Response Offered £80 F&F)Halifax B/A - £961-LBA Sent after response from Prelims letter (No Response)
    Halifax C/C - £120-LBA Sent after response from Prelim Letter (Response No Offer)
    Halifax C/C - £325-LBA Sent after response from Prelim Letter (Response No Offer)

  2. #2
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    Default Re: carl _wall Vs Barclaycard

    I have sent lbaicon lets see what thay come back with now

    Barclays £180-LBA Sent after response from Prelims letter (Response offered £72 as goodwill)
    Marbles £385-Respnse from LBA Letter (Response offered £200 as goodwill)
    Halifax Morgage £430-LBA Sent after response from Prelims letter (No Response)
    Halifax C/C - £275-LBA Sent after response from Prelim Letter (Response No Offer)
    Halifax B/A - £1004-LBA Sent after response from Prelims letter (No Response)
    Halifax B/A - £746-LBA Sent after response from Prelims letter (No Response)
    Halifax B/A - £210-LBA Sent after response from Prelim Letter (Response Offered £80 F&F)Halifax B/A - £961-LBA Sent after response from Prelims letter (No Response)
    Halifax C/C - £120-LBA Sent after response from Prelim Letter (Response No Offer)
    Halifax C/C - £325-LBA Sent after response from Prelim Letter (Response No Offer)

  3. #3
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    Default Re: carl _wall Vs Barclaycard

    As previously advised, when your Barclaycard account was opened, you signed and aggreed to our terms and conditionsicon and this included details of our charges. The information provided at application stage clearly explains our obligations to our customers, as well as their obligations to us. If we make any changes to our terms and conditionsicon we provide details of these to our customers.

    Ok, so they are stating that they carried out a premeditated illegal act. Don't see how they can expect you to acquiesce in it since it is based upon their probable deception that these charges are illegal....

    _________________________ ________________
    Alliance & Leicester MBNA Credit Card
    Data Protection Act letter sent 3 July 2006.
    Incomplete list of charges received 12 August 2006
    Requested repayment of charges 10 November 2006
    LBA sent 24 November 2006
    Estimated £4650 in fines and interest.
    Barclaycard
    Data Protection Act letter sent 3 July 2006.
    Incomplete statements sent 9 July 2006
    Requested repayment of charges 14 August 2006
    LBA sent 30 August 2006
    Estimated £468 in fines and interest.
    Initiated claim at MCOL 20 September 2006
    Claiming £615.47 including fines & interest, s69 interest and costs
    Claim acknowledged 10 October 2006
    Defence filed 20 October 2006
    Settled in full £640 total. 14 December 2006
    Vodafone
    Requested Default Notice removed 10 July 2006
    Received letter agreeing to request 10 August 2006


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Reclaim the Right Ltd. - reg.05783665 in the UK reg. office:- 923 Finchley Road London NW11 7PE